Smiths Financial Solutions Ltd
Reference number: 963851
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No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 10 November 2021.
This FCA record is no longer authorised, but the company is still on the register with full FCA authorisation under FRN 1056790 →.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
smithsfinancial.co.uk
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Last known phone number
07852 815543
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Last known address
21 Connaught Avenue, Frinton-On-Sea, Essex, CO13 9PN, United Kingdom
In the full report: 3 background checks
- When smithsfinancial.co.uk first appeared online, and whether it can receive email
- What kind of line 07852 815543 is
- Who else gives the postcode CO13 9PN
Other names (1)
If you were contacted under any of these names, it is this firm.
- Smiths Financial Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13002554 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 November 2020 (5 years old)
- Registered office
- 21 Connaught Avenue, Frinton-On-Sea, CO13 9PN, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard Neilson | Director | Aug 1975 | 6 Nov 2020 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- still active
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£35.9k
+191% from £12.3k
Employees (average)
3
+50% from 2
Owed within a year
£32.6k
−7.6% from £35.3k
Net assets
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13002554. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Smiths Financial Solutions’s history from the FCA register and Companies House, newest first.
2021
10 November 2021
- Stopped being an appointed representative
- Began trading as "Smiths Financial"
FCA register
2020
6 November 2020
- Incorporated at Companies House
- Richard Neilson took control (75–100% of shares)
- Richard Neilson appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Get the full report on Smiths Financial Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 5 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk