Smiths Triumph Chester Limited

Reference number: 1037052

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Smiths Triumph Chester Limited (FRN 1037052) is an AR of Itc Compliance Limited (FRN 313486). When you use Smiths Triumph Chester's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Smiths Triumph Chester, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When smithstriumphchester.com first appeared online, and whether it can receive email
  • What kind of line 01244 450450 is
  • Who else gives the postcode SK9 1PT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Motor Cycle Sales Retail Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
19 December 2024 (1 year old)
Registered office
97 Alderley Road, Wilmslow, SK9 1PT, England
Nature of business
  • Sale, maintenance and repair of motorcycles and related parts and accessories (SIC 45400)

Directors and company secretaries

Name Role Born Appointed Other companies
Karen Lesley Smith Director Dec 1967 19 Dec 2024 4 other companies
Andrew William Mountford-Metcalf Director Jun 1992 16 Jul 2026 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
1
are FCA-registered
2

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
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Filed accounts and finances

7 months to 31 July 2025Full accountsNot audited

Total equity

−£12.7k

No earlier figure to compare

Cash at bank

£56.4k

No earlier figure to compare

Owed within a year

£644k

No earlier figure to compare

Total equity is negative: on its last balance sheet the company owed £12.7k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 16145125. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Smiths Triumph Chester’s history from the FCA register and Companies House, newest first.

2025

11 July 2025

  • Became an appointed representative

FCA register

2024

19 December 2024

  • Incorporated at Companies House
  • Karen Lesley Smith took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Smiths Triumph Chester

Other FCA-listed firms that share a director, phone number or address with Smiths Triumph Chester. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its postcode
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Smiths Triumph Chester

Other firms of the same type (car dealer), nearest first.

In Wilmslow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smiths Triumph Chester

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Smiths Triumph Chester Limited FCA authorised?
Smiths Triumph Chester Limited (FRN 1037052) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Smiths Triumph Chester?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Smiths Triumph Chester Limited (FRN 1037052) is an AR of Itc Compliance Limited (FRN 313486). When you use Smiths Triumph Chester's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Smiths Triumph Chester, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Smiths Triumph Chester’s phone number and website?
The FCA register lists the phone number 01244 450450 and the website smithstriumphchester.com for Smiths Triumph Chester. If you were given different contact details, use these to check with the firm before going any further.
Is Smiths Triumph Chester a scam or clone?
Smiths Triumph Chester is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smiths Triumph Chester?
Protection works through Itc Compliance Limited, the principal firm responsible for Smiths Triumph Chester's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Smiths Triumph Chester?
Companies House lists one person with significant control of Smiths Triumph Chester: Karen Lesley Smith (75–100% of shares).
Who runs Smiths Triumph Chester?
Companies House lists 2 directors of Smiths Triumph Chester: Karen Lesley Smith and Andrew William Mountford-Metcalf.
How long has Smiths Triumph Chester been in business?
The company was formed on 19 December 2024.
What do Smiths Triumph Chester’s latest accounts show?
Its latest accounts, to 31 July 2025, show total equity of −£12.7k (no earlier figure to compare) and cash at bank of £56.4k (no earlier figure to compare).
Does Smiths Triumph Chester use any other names?
It trades as Motor Cycle Sales Retail.

Sources and links

The full report on Smiths Triumph Chester Limited

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