Smmotorsni: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 3 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2021

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

smmotorsni.co.uk (opens in a new tab)
Phone number

028 2766 7314
Address

26A Killymaddy Road, Ballymoney, Northern Ireland, BT53 7PA, United Kingdom

In the full report: 3 background checks

When smmotorsni.co.uk first appeared online, and whether it can receive email
What kind of line 028 2766 7314 is
Who else gives the postcode BT53 7PA

Other names (1)

If you were contacted under any of these names, it is this firm.

S M Motors Trading name: A name it trades under now.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Debt Adjusting
Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: NI681354 (opens Companies House in a new tab)
Company status: Active
Company type: Private unlimited company
Incorporated: 6 August 2021 (5 years old)
Registered office: 26 Killymaddy Road, Ballymoney, BT53 7PA, Northern Ireland
Nature of business: Sale of used cars and light motor vehicles (SIC 45112)
Sale of other motor vehicles (SIC 45190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Louise Mccaughern	Director	May 1969	6 Aug 2021	None
Sidney Mccaughern	Director	Jul 1964	6 Aug 2021	None

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company

Key dates in its history

Smmotorsni’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2023

4 October 2023

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2021

6 August 2021

Incorporated at Companies House
Louise McCaughern became a part-owner (25–50% of shares)
Sidney McCaughern became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

All 12 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to Smmotorsni

Other FCA-listed firms that share a director, phone number or address with Smmotorsni. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Smmotorsni

Other firms of the same type (car dealer), nearest first.

In Ballymoney

John McElderry (Motors & Tractors) LimitedBallymoneyAuthorised Boyd Cars N.I. LimitedBallymoneyAuthorised Cameron Cars Ni LtdBallymoneyAuthorised Carmichael Cars LtdBallymoneyAuthorised Farran Auto Sales LimitedBallymoneyAuthorised Hugh O'Kane MotorsBallymoneyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smmotorsni

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
All 12 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Smmotorsni FCA authorised?

Yes, Smmotorsni (FRN 1000470) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2023 and works as a car dealer. The FCA has placed no limits on its permissions.

What is Smmotorsni’s phone number and website?

The FCA register lists the phone number 028 2766 7314 and the website smmotorsni.co.uk for Smmotorsni. If you were given different contact details, use these to check with the firm before going any further.

Is Smmotorsni a scam or clone?

Smmotorsni is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Smmotorsni?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Smmotorsni handles your money, so check the specific product before you commit. You can also refer complaints about Smmotorsni to the Financial Ombudsman Service, free of charge.

Who owns Smmotorsni?

Companies House lists 2 people with significant control of Smmotorsni: Louise McCaughern (25–50% of shares) and Sidney McCaughern (25–50% of shares).

Who runs Smmotorsni?

Companies House lists 2 directors of Smmotorsni: Louise McCaughern and Sidney McCaughern.

How long has Smmotorsni been in business?

The company was formed on 6 August 2021, and has held its current FCA authorisation since October 2023.

Does Smmotorsni use any other names?

It trades as S M Motors.