Snowbird Finance Limited

Reference number: 661943

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When snowbirdfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01932 874674 is
  • Who else gives the postcode KT14 6SD
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • EsiPay Trading name
  • opticalmoney.co.uk Trading name
  • practicemoney.co.uk Trading name
  • Snowbird Trading name
  • Treatment Finance Trading name
  • treatmentfinance.co.uk Trading name
  • vetmoney.co.uk Trading name
  • vetsmoney.co.uk Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06346206
Company status
Active
Company type
Private limited company
Incorporated
17 August 2007 (19 years old)
Registered office
88 North Street, Hornchurch, RM11 1SR, England
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Roderick Freeman Director Jul 1967 17 Aug 2007 9 other companies
Samantha Jane Shayler Director Nov 1974 15 Aug 2020 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
still active
9

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£341k

+469% from £59.9k

Cash at bank

£334k

+24% from £270k

Employees (average)

10

+67% from 6

Owed within a year

£325k

+12% from £291k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06346206. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Snowbird Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (17)

2016

17 August 2016

  • Simon Roderick Freeman took control (75–100% of shares)

Companies House

2015

27 May 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

17 August 2007

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Snowbird Finance

Other firms of the same type (credit broker), nearest first.

In West Byfleet

David PikeWest ByfleetAuthorisedStephen Grant PowellWest ByfleetAppointed representative

In the Kingston upon Thames (KT) postcode area

WyeCliffe Galleries LLPWeybridgeAuthorisedAdapt Funding LimitedEsherAuthorisedDivya SinghEpsomAuthorisedFlare Path Financial Services LimitedKingston upon ThamesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Snowbird Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Snowbird Finance Limited FCA authorised?
Yes, Snowbird Finance Limited (FRN 661943) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Snowbird Finance’s phone number and website?
The FCA register lists the phone number 01932 874674 and the website snowbirdfinance.co.uk for Snowbird Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Snowbird Finance a scam or clone?
Snowbird Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Snowbird Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Snowbird Finance handles your money, so check the specific product before you commit. You can also refer complaints about Snowbird Finance to the Financial Ombudsman Service, free of charge.
Who owns Snowbird Finance?
Companies House lists one person with significant control of Snowbird Finance: Mr Simon Roderick Freeman (75–100% of shares).
Who runs Snowbird Finance?
Companies House lists 2 directors of Snowbird Finance: Simon Roderick Freeman and Samantha Jane Shayler.
How long has Snowbird Finance been in business?
The company was formed on 17 August 2007, and has held its current FCA authorisation since May 2015.
What do Snowbird Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £341k (+469% from £59.9k) and cash at bank of £334k (+24% from £270k).
Does Snowbird Finance use any other names?
It trades as EsiPay, opticalmoney.co.uk, practicemoney.co.uk, Snowbird and Treatment Finance, and 3 more names.

Sources and links

The full report on Snowbird Finance Limited

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