Social Housing Finance 2 PLC: FCA regulated?

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

Registered for 1 year
No FCA actions
Active company since 2025
Accounts are overdue at Companies House
1 thing worth a closer look in the background checks

What does this mean?

Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
No phone number on the FCA register
Address

3rd floor, 17 St. Swithin's Lane, London, EC4N 8AL, United Kingdom

In the full report: 1 background check, 1 thing worth a closer look

Whether EC4N 8AL is a shared office: 22 other firms give it

Other names (1)

If you were contacted under any of these names, it is this firm.

SWITHINS 2 PLC Former name: A name it was registered under before.

Past FCA permissions and consumer protection

Money-laundering registration only
This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Accounts are overdue at Companies House.

Company number: 16659461 (opens Companies House in a new tab)
Company status: Active
Company type: Public limited company
Incorporated: 19 August 2025 (1 year old)
Registered office: Matches the FCA register address ✓
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Benjamin Rick	Director	Aug 1972	19 Aug 2025	36 other companies
Priyanka Nair	Director	Jun 1975	19 Aug 2025	25 other companies
Melissa Gheerawo Skilbeck	Director	Aug 1979	1 Apr 2026	22 other companies
Andrea Jelic	Director	Nov 1985	1 Apr 2026	22 other companies
T.H.F.C. (SERVICES) LIMITED	Corporate secretary	Not published	19 Jun 2026	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 36
closed down: 1
are FCA-registered: 13

In the full report: all 36 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 13 on the FCA register
The 25 companies these 4 directors run together
All 6 people who have ever been directors, with their dates

Key dates in its history

Social Housing Finance 2’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2026

1 July 2026

T.H.F.C. (Services) Limited gave up control
The Housing Finance Holding Corporation Limited took control (75–100% of shares)

Companies House

29 April 2026

Changed its registered name from "SWITHINS 2 PLC"

FCA register

2025

10 October 2025

Registered with the FCA

FCA register

19 August 2025

Incorporated at Companies House
T.H.F.C. (Services) Limited took control (75–100% of shares)

Companies House

In the full report: all 14 events

All 14 events in its history (6 shown here)
Every director appointment and resignation: 8

Firms connected to Social Housing Finance 2

Other FCA-listed firms that share a director, phone number or address with Social Housing Finance 2. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share a director: 12
share its postcode: 12

In the full report: all 12 connected firms, named

How each is linked: shared directors (12), the same postcode (12)
Who links each one: the named directors, with dates

Get the full report on Social Housing Finance 2

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

36 other companies its directors have run, named
1 background check on its contact details, 1 flagged
All 14 events in its history
12 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Social Housing Finance 2 PLC FCA authorised?

Social Housing Finance 2 PLC (FRN 1042697) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.

Is Social Housing Finance 2 a scam or clone?

Social Housing Finance 2 is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.

Is my money safe with Social Housing Finance 2?

Money you hand to Social Housing Finance 2 is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Who owns Social Housing Finance 2?

Social Housing Finance 2 is owned by The Housing Finance Holding Corporation Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 July 2026. Before that, it was controlled by T.H.F.C. (Services) Limited.

Who runs Social Housing Finance 2?

Companies House lists 4 directors of Social Housing Finance 2: Benjamin Rick, Priyanka Nair, Melissa Gheerawo Skilbeck and Andrea Jelic.

How long has Social Housing Finance 2 been in business?

The company was formed on 19 August 2025.

Does Social Housing Finance 2 use any other names?

It has previously used the name SWITHINS 2 PLC.