Social Motor Finance Ltd

Reference number: 957326

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No longer authorised

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 27 October 2026.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    0151 315 0899

  • Last known address

    Unit 1A Crystal Trading Estate, Old Racecourse Road, Liverpool, Merseyside, L31 8AW, United Kingdom

In the full report: 2 background checks

  • What kind of line 0151 315 0899 is
  • Who else gives the postcode L31 8AW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Social Motors Trading name: A name it trades under now.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action

FCA action

action
1
most recent
October 2026
  • Permission varied or cancelled on 27 October 2026
    Name: SOCIAL MOTOR FINANCE LTD Reference Number: 957326 Type of action:  Cancellation  “The Authority has cancelled the permission and withdrawn the authorisation of SOCIAL MOTOR FINANCE LTD “the Firm” of Unit 1A Crystal Trading Estate, Old Racecourse Road, Liverpool, Merseyside L31 8AW “(principal place of business address) and 11 Bridge Street, Bury, Lancashire, England, BL0 9AB (registered office address). The reason for this action is that the Authority considers the Firm is carrying on no regulated activities to which its Part 4A permission relates.    The Authority’s action took effect on 27 October 2026 and a copy of the Notice of Decision issued under Schedule 6A of the Financial Services and Markets Act 2000 (the Act), which sets out the reason for the action, is displayed on the Authority’s website and can be accessed using the following link:    https://www.fca.org.uk/publication/decision-notices/social-motor-finance-ltd-2026.pdf     As a consequence of this action the Firm is no longer an authorised firm for the purposes of the Act and it may not carry on regulated activities which fall within the scope of the Act. ”

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 November 2019 (6 years old)
Registered office
11 Bridge Street, Bury, Lancashire, BL0 9AB, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Stanton Director Apr 1984 20 Nov 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£13.0k

Same as £13.0k

Employees (average)

1

Same as 1

Owed within a year

£13.9k

Same as £13.9k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12324771. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Social Motor Finance’s history from the FCA register and Companies House, newest first.

2026

27 October 2026

  • FCA action: Permission varied or cancelled
  • No longer regulated by the FCA
  • Its FCA authorisation was revoked

FCA register

2023

10 March 2023

  • Regulated by the FCA from this date
  • Began trading as "Social Motors"

FCA register

2019

20 November 2019

  • Incorporated at Companies House
  • Christopher Stanton took control (75–100% of shares)
  • Christopher Stanton appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Social Motor Finance

Other firms of the same type (car dealer), nearest first.

In Liverpool

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Social Motor Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Social Motor Finance Ltd FCA authorised?
No. Social Motor Finance Ltd (FRN 957326) is still listed on the FCA register, but the record is closed: no longer authorised.
Is Social Motor Finance a scam or clone?
Social Motor Finance is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Social Motor Finance?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Social Motor Finance has no cover, because it is no longer permitted to carry it out.
Who owns Social Motor Finance?
Companies House lists one person with significant control of Social Motor Finance: Mr Christopher Stanton (75–100% of shares).
Who runs Social Motor Finance?
Companies House lists one director of Social Motor Finance: Christopher Stanton.
How long has Social Motor Finance been in business?
The company was formed on 20 November 2019.
What do Social Motor Finance’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £13.0k (same as £13.0k).
Has the FCA taken action against Social Motor Finance?
Yes. The FCA register records 1 change to its permissions in 2026. The details are in the disciplinary section above, with links to the FCA's notices.
Does Social Motor Finance use any other names?
It trades as Social Motors.

Sources and links

The full report on Social Motor Finance Ltd

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