Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2004
- Accounts filed up to 30 June 2026
Responsible principal firm
MFL INSURANCE GROUP LTD Reference number: 306684 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Society of Garden and Landscape Designers (FRN 1029565) introduces customers to MFL INSURANCE GROUP LTD (FRN 306684). Any regulated advice or arranging is done by the principal, not Society of Garden and Landscape Designers.
- Example: if Society of Garden and Landscape Designers refers you to a financial adviser, the advice should come from the principal firm, not from Society of Garden and Landscape Designers itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Katepwa House, Ashfield Park Avenue, Ross-on-Wye, Herefordshire, HR9 5AX, United Kingdom
In the full report: 3 background checks
- When sgld.org.uk first appeared online, and whether it can receive email
- What kind of line 01989 551083 is
- Who else gives the postcode HR9 5AX
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mfl Insurance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05283373 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 10 November 2004 (21 years old)
- Registered office
- Katepwa House, Ashfield Park Avenue, Ross-On-Wye, Herefordshire, HR9 5AX, England
- Nature of business
-
- Activities of professional membership organisations (SIC 94120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew Duff | Director | Jan 1973 | 26 Jan 2018 | 3 other companies |
| Lynne Jane Marcus | Director | Sep 1955 | 15 Jan 2019 | 1 other company |
| John Anthony Wyer | Director | Mar 1959 | 19 Nov 2020 | 7 other companies |
| Rachel Bailey | Director | Oct 1975 | 1 Mar 2022 | None |
| David William Scott Stevens | Director | Aug 1943 | 27 Jul 2022 | 1 other company |
| Joanna Brereton Archer | Director | Nov 1976 | 30 Jan 2024 | None |
| Matthew Joseph Haddon | Director | Jun 1976 | 27 May 2026 | 1 other company |
| Alexandra Jensen-Humphreys | Director | Dec 1979 | 30 Jun 2026 | None |
| Zoe Francesca Claymore | Director | May 1991 | 28 Sep 2026 | None |
Other companies run by these 9 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- still active
- 13
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 9 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 72 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£126k
−44% from £225k
Cash at bank
£133k
−16% from £158k
Employees (average)
0
Same as 0
Owed within a year
£143k
−18% from £174k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05283373. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
This firm’s history from the FCA register and Companies House, newest first.
2025
21 March 2025
- Became an introducer appointed representative
FCA register
2004
10 November 2004
- Incorporated at Companies House
Companies House
In the full report: all 141 events
- All 141 events in its history (2 shown here)
- Every director appointment and resignation: 139
Connected firms
Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Similar firms
Other firms of the same type (insurance broker), nearest first.
In the Hereford (HR) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on this firm
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 141 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Is Society of Garden and Landscape Designers a scam or clone?
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk