Sohaib Bin Hamid

Reference number: 745656

Instant download

Appointed representative

Sohaib Bin Hamid does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sohaib Bin Hamid (FRN 745656) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Sohaib Bin Hamid's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Sohaib Bin Hamid, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07984 343633

  • Address

    Suite 7 1st Floor, 29 Manor Row, Bradford, West Yorkshire, BD1 4PS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07984 343633 is
  • Who else gives the postcode BD1 4PS
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Calder Financial Services Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Sohaib Bin Hamid’s history from the FCA register and Companies House, newest first.

2016

29 April 2016

  • Became an appointed representative
  • Began trading as "Calder Financial Services"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Sohaib Bin Hamid

Other FCA-listed firms that share a director, phone number or address with Sohaib Bin Hamid. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Sohaib Bin Hamid

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bradford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sohaib Bin Hamid

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Sohaib Bin Hamid FCA authorised?
Sohaib Bin Hamid (FRN 745656) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sohaib Bin Hamid?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sohaib Bin Hamid (FRN 745656) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Sohaib Bin Hamid's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sohaib Bin Hamid, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sohaib Bin Hamid’s phone number?
The FCA register lists the phone number 07984 343633 for Sohaib Bin Hamid. If you were given different contact details, use these to check with the firm before going any further.
Is Sohaib Bin Hamid a scam or clone?
Sohaib Bin Hamid is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sohaib Bin Hamid?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Sohaib Bin Hamid's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Sohaib Bin Hamid use any other names?
It trades as Calder Financial Services.

Sources and links

The full report on Sohaib Bin Hamid

£19.99 · Instant PDF download

Loading secure checkout…