Appointed representative
Sohaib Bin Hamid does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
Advance Mortgage Funding Limited Reference number: 305008 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Sohaib Bin Hamid (FRN 745656) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Sohaib Bin Hamid's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Sohaib Bin Hamid, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Suite 7 1st Floor, 29 Manor Row, Bradford, West Yorkshire, BD1 4PS, United Kingdom
In the full report: 2 background checks
- What kind of line 07984 343633 is
- Who else gives the postcode BD1 4PS
Other names (1)
If you were contacted under any of these names, it is this firm.
- Calder Financial Services Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
Sohaib Bin Hamid’s history from the FCA register and Companies House, newest first.
2016
29 April 2016
- Became an appointed representative
- Began trading as "Calder Financial Services"
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Sohaib Bin Hamid
Other FCA-listed firms that share a director, phone number or address with Sohaib Bin Hamid. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Sohaib Bin Hamid
Other firms of the same type (mortgage adviser or broker), nearest first.
In Bradford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Sohaib Bin Hamid
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- All 2 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Sohaib Bin Hamid FCA authorised?
What does appointed representative mean for Sohaib Bin Hamid?
What is Sohaib Bin Hamid’s phone number?
Is Sohaib Bin Hamid a scam or clone?
Is my money safe with Sohaib Bin Hamid?
Does Sohaib Bin Hamid use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk