Solutions for Business Limited

Reference number: 731665

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When solutionsforbusiness.co.uk first appeared online, and whether it can receive email
  • What kind of line 07713 316930 is
  • Who else gives the postcode M30 9AN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • BT Local Business Former trading name
  • BT Local Business Manchester Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04884567
Company status
Active
Company type
Private limited company
Incorporated
2 September 2003 (23 years old)
Registered office
1 Richmond Road, Lytham St. Annes, Lancashire, FY8 1PE
Nature of business
  • Other telecommunications activities (SIC 61900)

Directors and company secretaries

Name Role Born Appointed Other companies
David Harding Director May 1967 2 Sep 2003 6 other companies
Ryan Bradley Director Apr 1982 12 Sep 2014 9 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
1
run together
5

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£2.00m

+19% from £1.69m

Cash at bank

£1.58m

+28% from £1.24m

Employees (average)

26

−16% from 31

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04884567. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Solutions for Business’s history from the FCA register and Companies House, newest first.

Key events (5) All events (15)

2018

26 September 2018

  • P1 Developments Limited became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • David Harding became a part-owner (25–50% of shares)

Companies House

27 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2003

2 September 2003

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms like Solutions for Business

Other firms of the same type (credit broker), nearest first.

In Manchester

Active Fleet Management LimitedManchesterAuthorisedAfzal Haque and Zahra HaqueManchesterAuthorisedAmnah SarwarManchesterAuthorisedAquarius (Financial Intermediaries) LimitedManchesterAuthorisedBridgewater Acceptances LimitedManchesterAuthorisedBridgewater Support Solutions LtdManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Solutions for Business

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Solutions for Business Limited FCA authorised?
Yes, Solutions for Business Limited (FRN 731665) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Solutions for Business’ phone number and website?
The FCA register lists the phone number 07713 316930 and the website solutionsforbusiness.co.uk for Solutions for Business. If you were given different contact details, use these to check with the firm before going any further.
Is Solutions for Business a scam or clone?
Solutions for Business is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Solutions for Business?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Solutions for Business handles your money, so check the specific product before you commit. You can also refer complaints about Solutions for Business to the Financial Ombudsman Service, free of charge.
Who owns Solutions for Business?
Companies House lists 2 people with significant control of Solutions for Business: P1 Developments Limited (25–50% of shares) and Mr David Harding (25–50% of shares).
Who runs Solutions for Business?
Companies House lists 2 directors of Solutions for Business: David Harding and Ryan Bradley.
How long has Solutions for Business been in business?
The company was formed on 2 September 2003, and has held its current FCA authorisation since January 2016.
What do Solutions for Business’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £2.00m (+19% from £1.69m) and cash at bank of £1.58m (+28% from £1.24m).
Does Solutions for Business use any other names?
It has previously used 2 other names: BT Local Business and BT Local Business Manchester.

Sources and links

The full report on Solutions for Business Limited

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