Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 31 January 2026
Responsible principal firm
Personal Touch Financial Services Limited Reference number: 187834 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Somers Financial Ltd (FRN 409344) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Somers Financial's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Somers Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
29 Broadwater Street West, Worthing, West Sussex, BN14 9BT, United Kingdom
In the full report: 2 background checks
- What kind of line 01903 219992 is
- Who else gives the postcode BN14 9BT
Other names (2)
If you were contacted under any of these names, it is this firm.
- BS Independent Mortgage Brokers LLP Former name: A name it was registered under before.
- BS Independent Mortgages Brokers Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- SOMERS FINANCIAL LIMITED
- Company number
- 07497321 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 January 2011 (15 years old)
- Registered office
- 29 Broadwater Street West, Worthing, BN14 9BT, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Barry William Somers | Director | Sep 1966 | 19 Jan 2011 | 3 other companies |
| Richard Samuel Mansfield | Director | Mar 1989 | 1 Feb 2017 | None |
| Rupert Falcon Torp | Director | Jul 1991 | 22 Oct 2018 | None |
| Malcolm David Edward Jellows | Director | Jun 1986 | 29 Mar 2023 | None |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 2
- still active
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£116k
−47% from £218k
Cash at bank
£113k
−13% from £129k
Employees (average)
10
−17% from 12
Owed within a year
£75.3k
+28% from £58.7k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07497321. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Somers Financial’s history from the FCA register and Companies House, newest first.
2025
23 July 2025
- Rebecca Ann Somers stopped being a part-owner
Companies House
2016
29 June 2016
- Barry William Somers took control (75–100% of shares)
- Rebecca Ann Somers became a part-owner (25–50% of shares)
Companies House
2011
13 May 2011
- Changed its registered name from "BS Independent Mortgage Brokers LLP"
FCA register
19 January 2011
- Incorporated at Companies House
Companies House
2007
30 November 2007
- Changed its registered name from "BS Independent Mortgages Brokers"
FCA register
2004
31 October 2004
- Became an appointed representative
FCA register
In the full report: all 13 events
- All 13 events in its history (7 shown here)
- Every director appointment and resignation: 6
Firms connected to Somers Financial
Other FCA-listed firms that share a director, phone number or address with Somers Financial. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Somers Financial
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Brighton (BN) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Somers Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 13 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Somers Financial Ltd FCA authorised?
What does appointed representative mean for Somers Financial?
What is Somers Financial’s phone number?
Is Somers Financial a scam or clone?
Is my money safe with Somers Financial?
Who owns Somers Financial?
Who runs Somers Financial?
How long has Somers Financial been in business?
What do Somers Financial’s latest accounts show?
Does Somers Financial use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk