No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 29 July 2025.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Last known phone number
07710 548379
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Last known address
167 Park Street, Cleethorpes, North East Lincolnshire, DN35 7LX, United Kingdom
In the full report: 2 background checks
- What kind of line 07710 548379 is, and the other firm that gives it
- Who else gives the postcode DN35 7LX
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Companies House records this company as dissolved.
- Company number
- 16147029 (opens Companies House in a new tab)
- Company status
- Dissolved
- Company type
- Private limited company
- Incorporated
- 20 December 2024 (1 year old)
- Registered office
- Fiveways Business Centre 167 Park Street, North East Lincolnshire, Cleethorpes, DN35 7LX, United Kingdom
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James David Welham | Director | Nov 1970 | 20 Dec 2024 | 3 other companies |
| Ryan Coulson | Director | Mar 1987 | 6 Jan 2025 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 1
- are FCA-registered
- 2
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
Key dates in its history
SOS Mortgages’s history from the FCA register and Companies House, newest first.
2026
16 June 2026
- Company dissolved
Companies House
2025
29 July 2025
- Stopped being an appointed representative
FCA register
6 January 2025
- Ryan Coulson appointed as a director
Companies House
2024
20 December 2024
- Incorporated at Companies House
- James David Welham became the majority owner (50–75% of shares)
- James David Welham appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to SOS Mortgages
Other FCA-listed firms that share a director, phone number or address with SOS Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like SOS Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Cleethorpes
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on SOS Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk