South Charlotte Wealth Management Limited

Reference number: 914136

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Limited Reference number: 497604 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • South Charlotte Wealth Management Limited (FRN 914136) is an AR of Quilter Financial Limited (FRN 497604). When you use South Charlotte Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from South Charlotte Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When scwm.co.uk first appeared online, and whether it can receive email
  • What kind of line 0131 322 7360 is
  • Whether EH2 4AN is a shared office: 20 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
SOUTH CHARLOTTE WEALTH MANAGEMENT LTD
Company number
SC638193
Company status
Active
Company type
Private limited company
Incorporated
7 August 2019 (7 years old)
Registered office
12 Craigs Bank, Edinburgh, EH12 8HD, Scotland
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel Patrick Smith Director Jul 1992 7 Aug 2019 2 other companies
Kate Janet Boyle Secretary Not published 25 Feb 2020 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

South Charlotte Wealth Management’s history from the FCA register and Companies House, newest first.

2019

26 September 2019

  • Became an appointed representative

FCA register

7 August 2019

  • Incorporated at Companies House
  • Daniel Patrick Smith became the majority owner (50–75% of shares)
  • Daniel Patrick Smith appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like South Charlotte Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Edinburgh

Royal College Of Surgeons Of EdinburghEdinburghAppointed representativeAB1 Financial Planning LtdEdinburghAppointed representativeAdam LeechEdinburghAppointed representativeAdrian HangerEdinburghAppointed representativeAlasdair McLeishEdinburghAppointed representativeAlex DockarEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on South Charlotte Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 4 events in its history

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Frequently asked questions about this firm

Is South Charlotte Wealth Management Limited FCA authorised?
South Charlotte Wealth Management Limited (FRN 914136) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for South Charlotte Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. South Charlotte Wealth Management Limited (FRN 914136) is an AR of Quilter Financial Limited (FRN 497604). When you use South Charlotte Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from South Charlotte Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is South Charlotte Wealth Management’s phone number and website?
The FCA register lists the phone number 0131 322 7360 and the website scwm.co.uk for South Charlotte Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is South Charlotte Wealth Management a scam or clone?
South Charlotte Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with South Charlotte Wealth Management?
Protection works through Quilter Financial Limited, the principal firm responsible for South Charlotte Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns South Charlotte Wealth Management?
Companies House lists one person with significant control of South Charlotte Wealth Management: Mr Daniel Patrick Smith (50–75% of shares).
Who runs South Charlotte Wealth Management?
Companies House lists one director of South Charlotte Wealth Management: Daniel Patrick Smith.
How long has South Charlotte Wealth Management been in business?
The company was formed on 7 August 2019.

Sources and links

The full report on South Charlotte Wealth Management Limited

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