southern asset finance limited

Reference number: 730410

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When southernassetfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07711 771220 is
  • Who else gives the postcode SO53 5BY
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 June 2006 (20 years old)
Registered office
Unit 6 St Georges Business Centre, St Georges Business Square, Portsmouth, PO1 3EY, United Kingdom
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
James Matthew Pearson Director Sep 1964 16 Jun 2006 2 other companies
Elizabeth Pearson Director Sep 1965 9 Jan 2007 None
Elizabeth Pearson Secretary Not published 16 Jun 2006 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Net assets

£95.7k

+49% from £64.0k

Cash at bank

£189k

+18% from £160k

Employees (average)

3

Same as 3

Owed within a year

£52.8k

−25% from £70.6k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05848448. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Southern asset finance’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Elizabeth Pearson became a part-owner (25–50% of shares)
  • James Matthew Pearson became a part-owner (25–50% of shares)

Companies House

12 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2006

16 June 2006

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like southern asset finance

Other firms of the same type (credit broker), nearest first.

In Eastleigh

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on southern asset finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is southern asset finance limited FCA authorised?
Yes, southern asset finance limited (FRN 730410) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is southern asset finance’s phone number and website?
The FCA register lists the phone number 07711 771220 and the website southernassetfinance.co.uk for southern asset finance. If you were given different contact details, use these to check with the firm before going any further.
Is southern asset finance a scam or clone?
southern asset finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with southern asset finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how southern asset finance handles your money, so check the specific product before you commit. You can also refer complaints about southern asset finance to the Financial Ombudsman Service, free of charge.
Who owns southern asset finance?
Companies House lists 2 people with significant control of southern asset finance: Mr James Matthew Pearson (25–50% of shares) and Mrs Elizabeth Pearson (25–50% of shares).
Who runs southern asset finance?
Companies House lists 2 directors of southern asset finance: James Matthew Pearson and Elizabeth Pearson.
How long has southern asset finance been in business?
The company was formed on 16 June 2006, and has held its current FCA authorisation since January 2016.
What do southern asset finance’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £95.7k (+49% from £64.0k) and cash at bank of £189k (+18% from £160k).

Sources and links

The full report on southern asset finance limited

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