Sovereign Health Care

Reference number: 202818

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sovereignhealthcare.co.uk first appeared online, and whether it can receive email
  • What kind of line 01274 841130 is, and the other firm that gives it
  • Who else gives the postcode BD17 7EZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Bradford and District Hospital Fund (Incorporated) Former name
  • The Hospital Fund of Bradford Former name

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Accepting Deposits
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Must comply with the Solvency II Firms Sector of the PRA Rulebook.
    The Firm must comply with the Solvency II Firms Sector of the PRA Rulebook.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00085588
Company status
Active
Company type
Private company limited by guarantee
Incorporated
17 August 1905 (121 years old)
Registered office
The Waterfront 2nd Floor, West Wing, Salts Mill Road, Shipley, BD17 7EZ, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Nerissa Jordan Stewart Director Mar 1986 1 Oct 2019 3 other companies
Susan Margaret Sedgwick Director Sep 1954 1 Jan 2020 1 other company
Keith Hinds Director May 1959 1 Jan 2020 2 other companies
Andrew David Dawson (Dr) Director Nov 1954 1 Jan 2020 3 other companies
Richard Jonathan Craven Director Jun 1965 1 Jan 2022 13 other companies
Neil Alexander Meason Mccallum Director May 1979 1 Dec 2023 4 other companies
Paul Oldfield Director Oct 1964 1 Mar 2025 1 other company
David Gerard Heffron Director May 1965 1 Mar 2025 1 other company
Nerissa Jordan Stewart Secretary Not published 3 Dec 2018 –

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
6
are FCA-registered
3

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 3 companies these 8 directors run together
  • All 34 people who have ever been directors, with their dates
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Key dates in its history

Sovereign Health Care’s history from the FCA register and Companies House, newest first.

Key events (9) All events (63)

2024

31 December 2024

  • FCA imposed a requirement (Must comply with the Solvency II Firms Sector of the PRA Rulebook.)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2007

15 November 2007

  • Changed its registered name from "The Hospital Fund of Bradford"

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1905

17 August 1905

  • Incorporated at Companies House

Companies House

16 August 1905

  • Changed its registered name from "Bradford and District Hospital Fund (Incorporated)"

FCA register

1901

1 January 1901

  • Supervised by HM Treasury under the money laundering rules from this date

FCA register

In the full report: all 63 events

  • All 63 events in its history (9 shown here)
  • Every director appointment and resignation: 49
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Firms connected to Sovereign Health Care

Other FCA-listed firms that share a director, phone number or address with Sovereign Health Care. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 2 past links through former directors
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Firms like Sovereign Health Care

Other firms of the same type (insurer), nearest first.

In the Bradford (BD) postcode area

Motors Insurance Company LimitedBradfordAuthorised

Elsewhere in the UK

Cx Reinsurance Company Limited.LondonAuthorisedEast West Insurance Company LimitedAuthorisedUBS Asset Management Life LtdLondonAuthorisedNavigators Insurance CompanyLondonAuthorisedChubb European Group SELondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sovereign Health Care

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 63 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Sovereign Health Care FCA authorised?
Yes, Sovereign Health Care (FRN 202818) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an insurer. The FCA has placed a limit on what it may do.
What is Sovereign Health Care’s phone number and website?
The FCA register lists the phone number 01274 841130 and the website sovereignhealthcare.co.uk for Sovereign Health Care. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Sovereign Health Care a scam or clone?
Sovereign Health Care is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sovereign Health Care?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Sovereign Health Care to the Financial Ombudsman Service, free of charge.
Who runs Sovereign Health Care?
Companies House lists 8 directors of Sovereign Health Care: Nerissa Jordan Stewart, Susan Margaret Sedgwick, Keith Hinds, Andrew David Dawson (Dr), Richard Jonathan Craven, Neil Alexander Meason McCallum and 2 more.
How long has Sovereign Health Care been in business?
The company was formed on 17 August 1905, and has held its current FCA authorisation since December 2001.
Does Sovereign Health Care use any other names?
It has previously used 2 other names: Bradford and District Hospital Fund (Incorporated) and The Hospital Fund of Bradford.

Sources and links

The full report on Sovereign Health Care

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