Sovereign Mortgage Direct

Reference number: 302583

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Authorised by the FCA

Sovereign Mortgage Direct is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When findtherightmortgage.co.uk first appeared online, and whether it can receive email
  • What kind of line 07368 117985 is
  • Who else gives the postcode WR13 5AE
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Sovereign Mortgage Direct’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2015

15 September 2015

  • FCA imposed a requirement (Not permitted to canvass off trade premises)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

31 March 2013

  • No longer regulated by the Financial Services Authority

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Sovereign Mortgage Direct

Other firms of the same type (mortgage adviser or broker), nearest first.

In Malvern

Sarah ShervingtonMalvernAuthorisedEase Mortgages LtdMalvernAppointed representativeMoneynerd LimitedMalvernAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sovereign Mortgage Direct

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Sovereign Mortgage Direct FCA authorised?
Yes, Sovereign Mortgage Direct (FRN 302583) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed a limit on what it may do.
What is Sovereign Mortgage Direct’s phone number and website?
The FCA register lists the phone number 07368 117985 and the website findtherightmortgage.co.uk for Sovereign Mortgage Direct. If you were given different contact details, use these to check with the firm before going any further.
Is Sovereign Mortgage Direct a scam or clone?
Sovereign Mortgage Direct is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sovereign Mortgage Direct?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Sovereign Mortgage Direct to the Financial Ombudsman Service, free of charge.

Sources and links

The full report on Sovereign Mortgage Direct

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