Sovereign Mortgage Services Limited

Reference number: 767643

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sovereign Mortgage Services Limited (FRN 767643) is an AR of Sesame Limited (FRN 150427). When you use Sovereign Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Sovereign Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07834 815485

  • Address

    37 Primrose Drive, Kingsnorth, Ashford, Kent, TN23 3NP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07834 815485 is
  • Who else gives the postcode TN23 3NP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10472205
Company status
Active
Company type
Private limited company
Incorporated
10 November 2016 (9 years old)
Registered office
The Granary, Hermitage Court, Hermitage Lane, Maidstone, Kent, ME16 9NT, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Paul Tanner Director Feb 1981 22 Nov 2016 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Full accountsNot audited

Total equity

£10.2k

−14% from £11.9k

Cash at bank

£31.5k

+20% from £26.3k

Owed within a year

£21.8k

+50% from £14.5k

Total equity

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10472205. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Sovereign Mortgage Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2016

19 December 2016

  • Became an appointed representative

FCA register

22 November 2016

  • Adam Paul Tanner took control (75–100% of shares)
  • Lynne Tomkinson gave up control

Companies House

10 November 2016

  • Incorporated at Companies House
  • Lynne Tomkinson took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Sovereign Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Ashford

Ahoussi DjabiaAshfordAppointed representativeAvant-Garde Financial Advice LimitedAshfordAppointed representativeChristopher Nigel CreeseAshfordAppointed representativeMedic Healthcare LtdAshfordAppointed representativePebbles Mortgage and Protection LimitedAshfordAppointed representativeRakshit PatelAshfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sovereign Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Sovereign Mortgage Services Limited FCA authorised?
Sovereign Mortgage Services Limited (FRN 767643) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sovereign Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sovereign Mortgage Services Limited (FRN 767643) is an AR of Sesame Limited (FRN 150427). When you use Sovereign Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sovereign Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sovereign Mortgage Services’ phone number?
The FCA register lists the phone number 07834 815485 for Sovereign Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Sovereign Mortgage Services a scam or clone?
Sovereign Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sovereign Mortgage Services?
Protection works through Sesame Limited, the principal firm responsible for Sovereign Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Sovereign Mortgage Services?
Companies House lists one person with significant control of Sovereign Mortgage Services: Mr Adam Paul Tanner (75–100% of shares). Before that, it was controlled by Mrs Lynne Tomkinson.
Who runs Sovereign Mortgage Services?
Companies House lists one director of Sovereign Mortgage Services: Adam Paul Tanner.
How long has Sovereign Mortgage Services been in business?
The company was formed on 10 November 2016.
What do Sovereign Mortgage Services’ latest accounts show?
Its latest accounts, to 28 February 2025, show total equity of £10.2k (−14% from £11.9k) and cash at bank of £31.5k (+20% from £26.3k).

Sources and links

The full report on Sovereign Mortgage Services Limited

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