Sovereign Risk Management Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1997
Accounts filed up to 31 December 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

schooladvice.co.uk (opens in a new tab)
Phone number

01773 814400
Address

Sovereign Risk Management, Trigg House, 11 Maisies Way, South Normanton, Alfreton, Derbyshire, DE55 2DS, United Kingdom

In the full report: 3 background checks

When schooladvice.co.uk first appeared online, and whether it can receive email
What kind of line 01773 814400 is
Who else gives the postcode DE55 2DS

Other names (2)

If you were contacted under any of these names, it is this firm.

Absence Insurance Services Trading name: A name it trades under now.
Schools Advisory Service Trading name: A name it trades under now.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03475198 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 December 1997 (28 years old)
Registered office: Trigg House 11 The Village, Maisies Way, South Normanton, Derbyshire, DE55 2DS
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
John Patrick Brady	Director	Dec 1964	3 Dec 1997	16 other companies
Gemma Atkin	Director	Dec 1984	1 Jan 2017	8 other companies
Mark James Eden	Director	Aug 1963	16 Aug 2022	20 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 35
closed down: 16
went insolvent: 1

In the full report: all 35 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
The one that went into liquidation or administration
The 2 on the FCA register
The 8 companies these 3 directors run together
All 9 people who have ever been directors, with their dates

Filed accounts and finances

6 months to 31 December 2025Full accountsNot audited

Net assets

£1.48m

−56% from £3.38m

Cash at bank

£1.05m

+35% from £778k

Owed within a year

£2.78m

+98% from £1.40m

Assets and liabilities

In the full report: all 8 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03475198. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sovereign Risk Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (23)

2016

6 April 2016

Srm Group Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1997

3 December 1997

Incorporated at Companies House

Companies House

In the full report: all 23 events

All 23 events in its history (5 shown here)
Every director appointment and resignation: 13

Firms connected to Sovereign Risk Management

Other FCA-listed firms that share a director, phone number or address with Sovereign Risk Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 2
share its postcode: 1

In the full report: all 3 connected firms, named

How each is linked: shared directors (2), the same postcode (1)
Who links each one: the named directors, with dates

Firms like Sovereign Risk Management

Other firms of the same type (insurance broker), nearest first.

In Alfreton

Alfreton Insurance Services LimitedAlfretonAuthorised B Insured LtdAlfretonAuthorised Compliancetrak LtdAlfretonAuthorised C Dale, T K Winder & I T DaleAlfretonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sovereign Risk Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

35 other companies its directors have run, named
3 background checks on its contact details
8 years of accounts, charted
All 23 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Sovereign Risk Management Limited FCA authorised?

Yes, Sovereign Risk Management Limited (FRN 309701) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Sovereign Risk Management’s phone number and website?

The FCA register lists the phone number 01773 814400 and the website schooladvice.co.uk for Sovereign Risk Management. If you were given different contact details, use these to check with the firm before going any further.

Is Sovereign Risk Management a scam or clone?

Sovereign Risk Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Sovereign Risk Management?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Sovereign Risk Management to the Financial Ombudsman Service, free of charge.

Who owns Sovereign Risk Management?

Sovereign Risk Management is owned by Srm Group Limited, which holds 75–100% of shares and held through a firm, since 6 April 2016.

Who runs Sovereign Risk Management?

Companies House lists 3 directors of Sovereign Risk Management: John Patrick Brady, Gemma Atkin and Mark James Eden.

How long has Sovereign Risk Management been in business?

The company was formed on 3 December 1997, and has held its current FCA authorisation since January 2005.

What do Sovereign Risk Management’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £1.48m (−56% from £3.38m) and cash at bank of £1.05m (+35% from £778k).

Does Sovereign Risk Management use any other names?

It trades as Absence Insurance Services and Schools Advisory Service.