Spalding Commercials Ltd.

Reference number: 788606

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07885 995663

  • Address

    7 Drain Bank South, Cowbit, Spalding, Lincolnshire, PE12 6FR, United Kingdom

In the full report: 2 background checks

  • What kind of line 07885 995663 is
  • Who else gives the postcode PE12 6FR
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
Company status
Active
Company type
Private limited company
Incorporated
19 February 2016 (10 years old)
Registered office
Dhc Business Centre, 226 Dogsthorpe Road, Peterborough, PE1 3PB, England
Nature of business
  • Sale of other motor vehicles (SIC 45190)
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Philip Pickering Director Jun 1974 19 Feb 2016 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 28 February 2021Micro-entity accountsNot audited

Net assets

−£51.2k

No earlier figure to compare

Employees (average)

0

Same as 0

Owed within a year

£110k

−29% from £154k

Its next accounts are overdue at Companies House.

Net assets are negative: on its last balance sheet the company owed £51.2k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10015060. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Spalding Commercials’s history from the FCA register and Companies House, newest first.

2017

8 November 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Richard Philip Pickering took control (75–100% of shares)

Companies House

19 February 2016

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Spalding Commercials

Other firms of the same type (car leasing or hire), nearest first.

In the Peterborough (PE) postcode area

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Spalding Commercials

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Spalding Commercials Ltd. FCA authorised?
Yes, Spalding Commercials Ltd. (FRN 788606) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2017 and works as a car leasing or hire. The FCA has placed no limits on its permissions.
What is Spalding Commercials’ phone number?
The FCA register lists the phone number 07885 995663 for Spalding Commercials. If you were given different contact details, use these to check with the firm before going any further.
Is Spalding Commercials a scam or clone?
Spalding Commercials is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Spalding Commercials?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Spalding Commercials handles your money, so check the specific product before you commit. You can also refer complaints about Spalding Commercials to the Financial Ombudsman Service, free of charge.
Who owns Spalding Commercials?
Companies House lists one person with significant control of Spalding Commercials: Mr Richard Philip Pickering (75–100% of shares).
Who runs Spalding Commercials?
Companies House lists one director of Spalding Commercials: Richard Philip Pickering.
How long has Spalding Commercials been in business?
The company was formed on 19 February 2016, and has held its current FCA authorisation since November 2017.
What do Spalding Commercials’ latest accounts show?
Its latest accounts, to 28 February 2021, show net assets of −£51.2k (no earlier figure to compare). Its accounts are overdue at Companies House.

Sources and links

The full report on Spalding Commercials Ltd.

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