Spaldings Limited

Reference number: 736298

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When spaldings.co.uk first appeared online, and whether it can receive email
  • What kind of line 01522 500600 is
  • Who else gives the postcode LN6 3XJ
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01558147
Company status
Active
Company type
Private limited company
Incorporated
24 April 1981 (45 years old)
Registered office
25-35 Sadler Road, Lincoln, Lincolnshire, LN6 3XJ, England
Nature of business
  • Support activities for crop production (SIC 01610)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel John Whelan Director Nov 1970 9 Sep 2022 3 other companies
Paul Kevin Bray Director Jun 1966 9 Sep 2022 4 other companies
David Andrew Fox Director May 1959 9 Sep 2022 2 other companies
Kenneth William Smith Director May 1984 3 Mar 2023 2 other companies
Steven Brian Joffe Director Mar 1971 1 Sep 2025 None
Craig Barnard Director Dec 1963 1 Sep 2025 None
Ken Smith Secretary Not published 27 Mar 2023 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
run together
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 6 directors run together
  • All 34 people who have ever been directors, with their dates
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Filed accounts and finances

9 months to 31 December 2023Full accountsAudited

Turnover

£18.5m

Not compared: the previous accounts cover a different length of time

Profit before tax

£223k

Not compared: the previous accounts cover a different length of time

Net assets

£14.9m

+1.5% from £14.7m

Cash at bank

£1.41m

+160% from £542k

The previous accounts cover 12 months, so turnover and profit are not compared with them.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01558147. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Spaldings’s history from the FCA register and Companies House, newest first.

Key events (5) All events (73)

2022

6 June 2022

  • Board replaced: all 3 directors left and 2 new directors took over

Companies House

2016

23 May 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Spaldings Holdings Limited took control (75–100% of shares)

Companies House

1981

24 April 1981

  • Incorporated at Companies House

Companies House

In the full report: all 73 events

  • All 73 events in its history (5 shown here)
  • Every director appointment and resignation: 65
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Firms like Spaldings

Other firms of the same type (credit broker), nearest first.

In Lincoln

Adam sendallLincolnAuthorisedAdam WoodLincolnAuthorisedArgentum Finance LtdLincolnAuthorisedCarconnect Finance LimitedLincolnAuthorisedCouling Sewing MachinesLincolnAuthorisedDoddington Farms LLPLincolnAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Spaldings

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 73 events in its history

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Frequently asked questions about this firm

Is Spaldings Limited FCA authorised?
Yes, Spaldings Limited (FRN 736298) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Spaldings’ phone number and website?
The FCA register lists the phone number 01522 500600 and the website Spaldings.co.uk for Spaldings. If you were given different contact details, use these to check with the firm before going any further.
Is Spaldings a scam or clone?
Spaldings is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Spaldings?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Spaldings handles your money, so check the specific product before you commit. You can also refer complaints about Spaldings to the Financial Ombudsman Service, free of charge.
Who owns Spaldings?
Spaldings is owned by Spaldings Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Spaldings?
Companies House lists 6 directors of Spaldings: Nigel John Whelan, Paul Kevin Bray, David Andrew Fox, Kenneth William Smith, Steven Brian Joffe and Craig Barnard.
How long has Spaldings been in business?
The company was formed on 24 April 1981, and has held its current FCA authorisation since May 2016.
What do Spaldings’ latest accounts show?
Its latest accounts, to 31 December 2023, show turnover of £18.5m (not compared: the previous accounts cover a different length of time) and profit before tax of £223k (not compared: the previous accounts cover a different length of time).

Sources and links

The full report on Spaldings Limited

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