Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 30 September 2025
Responsible principal firm
HTG Finance Limited Reference number: 825534 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Spark Energy UK Ltd (FRN 1002528) is an AR of HTG Finance Limited (FRN 825534). When you use Spark Energy UK's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Spark Energy UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
St. Pegs Mill,, Thornhill Beck Lane, Brighouse, HD6 4AH, United Kingdom
In the full report: 3 background checks
- When sparkhome.co.uk first appeared online, and whether it can receive email
- What kind of line 0330 818 7273 is
- Who else gives the postcode HD6 4AH
Other names (5)
If you were contacted under any of these names, it is this firm.
- Spark Trading name: A name it trades under now.
- Spark home Trading name: A name it trades under now.
- Sparkhome.co.uk Trading name: A name it trades under now.
- Sparkhome.Uk Trading name: A name it trades under now.
- JDB LTD Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HTG Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14381786 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 September 2022 (4 years old)
- Registered office
- St. Pegs Mill, Thornhill Beck Lane, Brighouse, HD6 4AH, England
- Nature of business
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- Business and domestic software development (SIC 62012)
- Environmental consulting activities (SIC 74901)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Daniel Childs | Director | May 1990 | 28 Sep 2022 | 1 other company |
| Benjamin Flyod Rattle | Director | Apr 1987 | 28 Sep 2022 | 3 other companies |
| Jake Joel Wiley | Director | Oct 1989 | 28 Sep 2022 | 1 other company |
| Elliott Burnett | Director | Jun 1993 | 13 Sep 2024 | 1 other company |
| Jordan James Wiley | Director | Jun 1994 | 13 Sep 2024 | None |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 3
- run together
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 5 directors run together
Filed accounts and finances
Net assets
£70.0k
No earlier figure to compare
Cash at bank
£130k
+169% from £48.3k
Owed within a year
£1.39m
+113% from £651k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 14381786. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Spark Energy UK’s history from the FCA register and Companies House, newest first.
2023
21 September 2023
- Changed its registered name from "JDB LTD"
FCA register
11 September 2023
- Became an appointed representative
FCA register
2022
28 September 2022
- Incorporated at Companies House
- Benjamin Flyod Rattle became a part-owner (25–50% of shares)
- Jake Joel Wiley became a part-owner (25–50% of shares)
Companies House
In the full report: all 15 events
- All 15 events in its history (5 shown here)
- Every director appointment and resignation: 5
Firms connected to Spark Energy UK
Other FCA-listed firms that share a director, phone number or address with Spark Energy UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Spark Energy UK
Other firms of the same type (credit broker), nearest first.
In Brighouse
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Spark Energy UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details
- All 15 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Spark Energy UK Ltd FCA authorised?
What does appointed representative mean for Spark Energy UK?
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Who owns Spark Energy UK?
Who runs Spark Energy UK?
How long has Spark Energy UK been in business?
What do Spark Energy UK’s latest accounts show?
Does Spark Energy UK use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk