SPB Asset Ltd

Reference number: 1032761

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SPB Asset Ltd (FRN 1032761) is an AR of ALFRED VAUGHAN & CO LIMITED (FRN 966356). When you use SPB Asset's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SPB Asset, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vaughans.co first appeared online, and whether it can receive email
  • What kind of line 0330 122 2247 is, and the 7 other firms that give it
  • Who else gives the postcode ST7 3HZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Vaughans Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Alfred Vaughan & Co Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 March 2025 (1 year old)
Registered office
1 Alma Close, Scholar Green, Stoke-On-Trent, ST7 3HZ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Sean Patrick Bellingham Director Jul 1968 28 Mar 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

SPB Asset’s history from the FCA register and Companies House, newest first.

2025

15 May 2025

  • Became an appointed representative
  • Began trading as "Vaughans"

FCA register

28 March 2025

  • Incorporated at Companies House
  • Sean Patrick Bellingham took control (75–100% of shares)
  • Sean Patrick Bellingham appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to SPB Asset

Other FCA-listed firms that share a director, phone number or address with SPB Asset. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
share its phone number
7

In the full report: all 7 connected firms, named

  • How each is linked: the same phone number (7)
  • Who links each one: the named directors, with dates
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Firms like SPB Asset

Other firms of the same type (credit broker), nearest first.

In Stoke-On-Trent

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SPB Asset

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is SPB Asset Ltd FCA authorised?
SPB Asset Ltd (FRN 1032761) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SPB Asset?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SPB Asset Ltd (FRN 1032761) is an AR of ALFRED VAUGHAN & CO LIMITED (FRN 966356). When you use SPB Asset's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from SPB Asset, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is SPB Asset’s phone number and website?
The FCA register lists the phone number 0330 122 2247 and the website vaughans.co for SPB Asset. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 7 other FCA firms.
Is SPB Asset a scam or clone?
SPB Asset is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SPB Asset?
Protection works through Alfred Vaughan & Co Limited, the principal firm responsible for SPB Asset's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns SPB Asset?
Companies House lists one person with significant control of SPB Asset: Mr Sean Patrick Bellingham (75–100% of shares).
Who runs SPB Asset?
Companies House lists one director of SPB Asset: Sean Patrick Bellingham.
How long has SPB Asset been in business?
The company was formed on 28 March 2025.
Does SPB Asset use any other names?
It trades as Vaughans.

Sources and links

The full report on SPB Asset Ltd

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