Specialty Risks Limited

Reference number: 771865

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When specialty-risks.com first appeared online, and whether it can receive email
  • What kind of line 0330 100 0712 is
  • Who else gives the postcode KT8 2QZ
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Insurance4insulinpumps Trading name
  • Asset Secure Former trading name
  • Insurance4cochlearimplants Former trading name
  • Insurance4radioaidsystems Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Arranging (bringing about) deals in investments
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06751834
Company status
Active
Company type
Private limited company
Incorporated
18 November 2008 (17 years old)
Registered office
Salatin House, 19 Cedar Road, Sutton, Surrey, SM2 5DA, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
David Pearce Director Feb 1979 18 Nov 2008 3 other companies
Colin Roy Keith Whitehair Director Aug 1956 1 Dec 2017 26 other companies
Cheryl Anne Whitehair Secretary Not published 24 Mar 2025 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
13
are FCA-registered
5

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£146k

+1.6% from £144k

Cash at bank

£174k

−57% from £408k

Employees (average)

11

Same as 11

Owed within a year

£300k

+1.9% from £295k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06751834. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Specialty Risks’s history from the FCA register and Companies House, newest first.

Key events (4) All events (14)

2017

6 July 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • David Pearce took control (75–100% of shares)

Companies House

2008

18 November 2008

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Specialty Risks

Other FCA-listed firms that share a director, phone number or address with Specialty Risks. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
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Firms like Specialty Risks

Other firms of the same type (insurance broker), nearest first.

In West Molesey

Lucas Risk Management LtdWest MoleseyAuthorised

In the Kingston upon Thames (KT) postcode area

AVN Capital LTDSurbitonAuthorisedBader Malan LimitedBookhamAuthorisedBasil E. Fry & Co. LimitedLeatherheadAuthorisedCaithness & Co LimitedSurbitonAuthorisedCorporate Asset Risk Management LtdTadworthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Specialty Risks

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 14 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Specialty Risks Limited FCA authorised?
Yes, Specialty Risks Limited (FRN 771865) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2017 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Specialty Risks’ phone number and website?
The FCA register lists the phone number 0330 100 0712 and the website specialty-risks.com for Specialty Risks. If you were given different contact details, use these to check with the firm before going any further.
Is Specialty Risks a scam or clone?
Specialty Risks is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Specialty Risks?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Specialty Risks to the Financial Ombudsman Service, free of charge.
Who owns Specialty Risks?
Companies House lists one person with significant control of Specialty Risks: Mr David Pearce (75–100% of shares).
Who runs Specialty Risks?
Companies House lists 2 directors of Specialty Risks: David Pearce and Colin Roy Keith Whitehair.
How long has Specialty Risks been in business?
The company was formed on 18 November 2008, and has held its current FCA authorisation since July 2017.
What do Specialty Risks’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £146k (+1.6% from £144k) and cash at bank of £174k (−57% from £408k).
Does Specialty Risks use any other names?
It trades as Insurance4insulinpumps. It has previously used 3 other names: Asset Secure, Insurance4cochlearimplants and Insurance4radioaidsystems.

Sources and links

The full report on Specialty Risks Limited

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