Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 30 November 2024
Responsible principal firm
PHOENIX FINANCIAL CONSULTANTS LIMITED Reference number: 539195 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Spectra Solar Ltd (FRN 1012155) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not Spectra Solar.
- Example: if Spectra Solar refers you to a financial adviser, the advice should come from the principal firm, not from Spectra Solar itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
44 Athol Crescent, Hindley Green, Wigan, Wigan, WN2 4HE, United Kingdom
In the full report: 3 background checks
- When spectrasolar.co.uk first appeared online, and whether it can receive email
- What kind of line 01942 669601 is
- Who else gives the postcode WN2 4HE
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13758631 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 November 2021 (4 years old)
- Registered office
- Spectra House, 13-15 Pennington Street, Wigan, WN2 3AH, England
- Nature of business
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- Production of electricity (SIC 35110)
- Construction of utility projects for electricity and telecommunications (SIC 42220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Wilcock | Director | Jan 1987 | 22 Nov 2021 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Total equity
£446k
+9.1% from £409k
Cash at bank
£457k
−25% from £612k
Employees (average)
6
Same as 6
Owed within a year
£583k
+21% from £481k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13758631. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Spectra Solar’s history from the FCA register and Companies House, newest first.
2024
27 March 2024
- Became an introducer appointed representative
FCA register
2021
22 November 2021
- Incorporated at Companies House
- Michael Wilcock took control (75–100% of shares)
- Michael Wilcock appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Spectra Solar
Other firms of the same type (home improvement or trades), nearest first.
In Wigan
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Spectra Solar
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 4 events in its history
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Frequently asked questions about this firm
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What does introducer appointed representative mean for Spectra Solar?
What is Spectra Solar’s phone number and website?
Is Spectra Solar a scam or clone?
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Who owns Spectra Solar?
Who runs Spectra Solar?
How long has Spectra Solar been in business?
What do Spectra Solar’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk