Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 30 November 2025
Responsible principal firm
DRR Financial Consultants Limited Reference number: 697398 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- SPJ Financial Consultants Limited (FRN 993797) is an AR of DRR Financial Consultants Limited (FRN 697398). When you use SPJ Financial Consultants's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from SPJ Financial Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
13 Ash House, Fairfield Avenue, Staines-Upon-Thames, Surrey, TW18 4DN, United Kingdom
In the full report: 2 background checks
- What kind of line 07723 055147 is
- Who else gives the postcode TW18 4DN
FCA permissions and consumer protection
- Protection through the principal firmProtection works through DRR Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14490489 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 November 2022 (3 years old)
- Registered office
- 13 Ash House Fairfield Avenue, Staines-Upon-Thames, TW18 4DN, England
- Nature of business
-
- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen Paul Johnson | Director | Mar 1958 | 17 Nov 2022 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£98
−92% from £1,194
Employees (average)
1
Same as 1
Owed within a year
£0
No earlier figure to compare
The accounts for the year to 30 November 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £6,819, for the year to 30 November 2024.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 14490489. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
SPJ Financial Consultants’s history from the FCA register and Companies House, newest first.
2023
23 March 2023
- Became an appointed representative
FCA register
2022
17 November 2022
- Incorporated at Companies House
- Stephen Paul Johnson took control (75–100% of shares)
- Stephen Paul Johnson appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like SPJ Financial Consultants
Other firms of the same type (financial adviser), nearest first.
In the Twickenham (TW) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on SPJ Financial Consultants
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 4 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk