Spratt Endicott Limited

Reference number: 709546

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When se-solicitors.co.uk first appeared online, and whether it can receive email
  • What kind of line 01295 204000 is
  • Who else gives the postcode OX16 9AB
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • SE Solicitors Trading name: A name it trades under now.
  • se-solictors Trading name: A name it trades under now.
  • Spratt Endicott Solicitors Trading name: A name it trades under now.
  • Se-Law.Com Former trading name: A name it used to trade under.
  • Se-Law.Co.Uk Former trading name: A name it used to trade under.
  • Sprattendicott.Com Former trading name: A name it used to trade under.
  • Sprattendicott.Co.Uk Former trading name: A name it used to trade under.
  • Sprattendicott.Net Former trading name: A name it used to trade under.
  • Spratt Endicott Truman Former trading name: A name it used to trade under.
  • Spratt Endicott Truman Solicitors Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Debt-collecting
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 April 2012 (14 years old)
Registered office
52-54 The Green, Banbury, Oxfordshire, OX16 9AB
Nature of business
  • Solicitors (SIC 69102)

Directors and company secretaries

Name Role Born Appointed Other companies
Carol Ann Shaw Director Apr 1961 3 May 2012 6 other companies
Richard Gwynne Director Jun 1967 30 Mar 2016 None
Lucy Annette Gordon Director Mar 1965 3 Apr 2017 1 other company
Patrick Anthony Richard Mulcare Director Dec 1971 6 Aug 2019 4 other companies
Guy Congreve Stephenson Director Nov 1969 9 Dec 2021 16 other companies
Andrew James Querelle Director Apr 1975 8 Aug 2025 None
Emma Claire Daniels Director Aug 1989 8 Aug 2025 None

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
27
closed down
8
still active
19

In the full report: all 27 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 16 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£1.56m

+29% from £1.21m

Cash at bank

£280k

+75% from £160k

Employees (average)

145

+4.3% from 139

Owed within a year

£2.63m

+14% from £2.31m

No turnover or profit for the year to 31 March 2025: the accounts print them but do not tag them. The last tagged figures are £9.27m turnover and £1.11m profit, for the year to 31 March 2022.

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08030343. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Spratt Endicott’s history from the FCA register and Companies House, newest first.

2026

16 April 2026

  • Andrew Aidan Woods stopped being a part-owner
  • Richard Gwynne became a part-owner (25–50% of shares)

Companies House

2024

22 July 2024

  • Andrew Aidan Woods became a part-owner (25–50% of shares)

Companies House

18 July 2024

  • Andrew Aidan Woods no longer has significant control
  • John Ernest Spratt no longer has significant control
  • Lucy Gordon no longer has significant control

Companies House

2020

5 May 2020

  • David Endicott no longer has significant control

Companies House

2019

17 April 2019

  • Martin Christopher Hughes no longer has significant control

Companies House

16 April 2019

  • Lucy Gordon gained significant control

Companies House

2016

6 April 2016

  • Andrew Aidan Woods gained significant control
  • David Endicott gained significant control
  • John Ernest Spratt gained significant control
  • Martin Christopher Hughes gained significant control

Companies House

2015

18 December 2015

  • Regulated by the FCA from this date
  • Supervised by Solicitors Regulation Authority from this date
  • Supervised by The Law Society from this date
  • Became authorised by the FCA

FCA register

2012

13 April 2012

  • Incorporated at Companies House

Companies House

In the full report: all 70 events

  • All 70 events in its history (18 shown here)
  • Every director appointment and resignation: 25
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Firms connected to Spratt Endicott

Other FCA-listed firms that share a director, phone number or address with Spratt Endicott. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Spratt Endicott

Other firms of the same type (insurance broker), nearest first.

In Banbury

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Spratt Endicott

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 27 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 4 years of accounts, charted
  • All 70 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Spratt Endicott Limited FCA authorised?
Yes, Spratt Endicott Limited (FRN 709546) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Spratt Endicott’s phone number and website?
The FCA register lists the phone number 01295 204000 and the website se-solicitors.co.uk for Spratt Endicott. If you were given different contact details, use these to check with the firm before going any further.
Is Spratt Endicott a scam or clone?
Spratt Endicott is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Spratt Endicott?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Spratt Endicott to the Financial Ombudsman Service, free of charge.
Who owns Spratt Endicott?
Companies House lists one person with significant control of Spratt Endicott: Mr Richard Gwynne (25–50% of shares). Before that, it was controlled by Mr David Endicott, Lucy Gordon and Mr John Ernest Spratt.
Who runs Spratt Endicott?
Companies House lists 7 directors of Spratt Endicott: Carol Ann Shaw, Richard Gwynne, Lucy Annette Gordon, Patrick Anthony Richard Mulcare, Guy Congreve Stephenson, Andrew James Querelle and 1 more.
How long has Spratt Endicott been in business?
The company was formed on 13 April 2012, and has held its current FCA authorisation since December 2015.
What do Spratt Endicott’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.56m (+29% from £1.21m) and cash at bank of £280k (+75% from £160k).
Does Spratt Endicott use any other names?
It trades as SE Solicitors, se-solictors and Spratt Endicott Solicitors. It has previously used 7 other names, including Se-Law.Com, Se-Law.Co.Uk and Sprattendicott.Com.

Sources and links

The full report on Spratt Endicott Limited

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