Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Spratt Endicott, 52-54 South Bar Street, Banbury, Oxfordshire, OX16 9AB, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When se-solicitors.co.uk first appeared online, and whether it can receive email
- What kind of line 01295 204000 is
- Who else gives the postcode OX16 9AB
Other names (10)
If you were contacted under any of these names, it is this firm.
- SE Solicitors Trading name: A name it trades under now.
- se-solictors Trading name: A name it trades under now.
- Spratt Endicott Solicitors Trading name: A name it trades under now.
- Se-Law.Com Former trading name: A name it used to trade under.
- Se-Law.Co.Uk Former trading name: A name it used to trade under.
- Sprattendicott.Com Former trading name: A name it used to trade under.
- Sprattendicott.Co.Uk Former trading name: A name it used to trade under.
- Sprattendicott.Net Former trading name: A name it used to trade under.
- Spratt Endicott Truman Former trading name: A name it used to trade under.
- Spratt Endicott Truman Solicitors Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Debt-collecting
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08030343 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 April 2012 (14 years old)
- Registered office
- 52-54 The Green, Banbury, Oxfordshire, OX16 9AB
- Nature of business
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- Solicitors (SIC 69102)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Carol Ann Shaw | Director | Apr 1961 | 3 May 2012 | 6 other companies |
| Richard Gwynne | Director | Jun 1967 | 30 Mar 2016 | None |
| Lucy Annette Gordon | Director | Mar 1965 | 3 Apr 2017 | 1 other company |
| Patrick Anthony Richard Mulcare | Director | Dec 1971 | 6 Aug 2019 | 4 other companies |
| Guy Congreve Stephenson | Director | Nov 1969 | 9 Dec 2021 | 16 other companies |
| Andrew James Querelle | Director | Apr 1975 | 8 Aug 2025 | None |
| Emma Claire Daniels | Director | Aug 1989 | 8 Aug 2025 | None |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 27
- closed down
- 8
- still active
- 19
In the full report: all 27 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 16 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.56m
+29% from £1.21m
Cash at bank
£280k
+75% from £160k
Employees (average)
145
+4.3% from 139
Owed within a year
£2.63m
+14% from £2.31m
No turnover or profit for the year to 31 March 2025: the accounts print them but do not tag them. The last tagged figures are £9.27m turnover and £1.11m profit, for the year to 31 March 2022.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08030343. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Spratt Endicott’s history from the FCA register and Companies House, newest first.
2026
16 April 2026
- Andrew Aidan Woods stopped being a part-owner
- Richard Gwynne became a part-owner (25–50% of shares)
Companies House
2024
22 July 2024
- Andrew Aidan Woods became a part-owner (25–50% of shares)
Companies House
18 July 2024
- Andrew Aidan Woods no longer has significant control
- John Ernest Spratt no longer has significant control
- Lucy Gordon no longer has significant control
Companies House
2020
5 May 2020
- David Endicott no longer has significant control
Companies House
2019
17 April 2019
- Martin Christopher Hughes no longer has significant control
Companies House
16 April 2019
- Lucy Gordon gained significant control
Companies House
2016
6 April 2016
- Andrew Aidan Woods gained significant control
- David Endicott gained significant control
- John Ernest Spratt gained significant control
- Martin Christopher Hughes gained significant control
Companies House
2015
18 December 2015
- Regulated by the FCA from this date
- Supervised by Solicitors Regulation Authority from this date
- Supervised by The Law Society from this date
- Became authorised by the FCA
FCA register
2012
13 April 2012
- Incorporated at Companies House
Companies House
In the full report: all 70 events
- All 70 events in its history (18 shown here)
- Every director appointment and resignation: 25
Firms connected to Spratt Endicott
Other FCA-listed firms that share a director, phone number or address with Spratt Endicott. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Spratt Endicott
Other firms of the same type (insurance broker), nearest first.
In Banbury
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Spratt Endicott
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 27 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 4 years of accounts, charted
- All 70 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk