Spylaw Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 5 years
Protected through the principal
No FCA actions
Active company since 2014
Accounts filed up to 31 July 2025

Responsible principal firm

Financing First Limited Reference number: 720098 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Spylaw Ltd (FRN 952598) is an AR of Financing First Limited (FRN 720098). When you use Spylaw's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Spylaw, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

moiradentalcare.com (opens in a new tab)
Phone number

028 9261 2836
Address

77 Main Street, Moira, Craigavon, County Antrim, BT67 0LH, Northern Ireland

In the full report: 3 background checks

When moiradentalcare.com first appeared online, and whether it can receive email
What kind of line 028 9261 2836 is
Who else gives the postcode BT67 0LH

Other names (1)

If you were contacted under any of these names, it is this firm.

Moira Dental Care Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Financing First Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: NI623810 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 April 2014 (12 years old)
Registered office: 77 Main Street, Moira, Co. Armagh, BT67 0LH
Nature of business: Dental practice activities (SIC 86230)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Marilyn Ingram	Director	Apr 1970	1 Apr 2014	2 other companies
Simon Ingram	Director	Jun 1971	1 Apr 2014	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
went insolvent: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
The one that went into liquidation or administration
The 2 companies these 2 directors run together

Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£299k

+59% from £188k

Cash at bank

£278k

+576% from £41.1k

Employees (average)

10

Same as 10

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI623810. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Spylaw’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2021

10 June 2021

Became an appointed representative

FCA register

2016

6 April 2016

Marilyn Ingram became a part-owner (25–50% of shares)
Simon Ingram became a part-owner (25–50% of shares)

Companies House

2014

1 April 2014

Incorporated at Companies House

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms connected to Spylaw

Other FCA-listed firms that share a director, phone number or address with Spylaw. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Spylaw

Other firms of the same type (dental or medical practice), nearest first.

In Craigavon

Elizabeth Sands Beauty School LtdCraigavonAppointed representative Moira Cosmetic Dental LimitedCraigavonAuthorised

In the Belfast (BT) postcode area

Altmore Dental LtdDungannonAppointed representative Belfast Dental Implant Clinic LtdBelfastAppointed representative C & K Gibson LimitedLisburnAppointed representative Cherryvalley Dental Care LimitedBelfastAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Spylaw

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 7 events in its history
2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Spylaw Ltd FCA authorised?

Spylaw Ltd (FRN 952598) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Spylaw?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Spylaw Ltd (FRN 952598) is an AR of Financing First Limited (FRN 720098). When you use Spylaw's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Spylaw, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Spylaw’s phone number and website?

The FCA register lists the phone number 028 9261 2836 and the website moiradentalcare.com for Spylaw. If you were given different contact details, use these to check with the firm before going any further.

Is Spylaw a scam or clone?

Spylaw is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Spylaw?

Protection works through Financing First Limited, the principal firm responsible for Spylaw's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Spylaw?

Companies House lists 2 people with significant control of Spylaw: Mrs Marilyn Ingram (25–50% of shares) and Mr Simon Ingram (25–50% of shares).

Who runs Spylaw?

Companies House lists 2 directors of Spylaw: Marilyn Ingram and Simon Ingram.

How long has Spylaw been in business?

The company was formed on 1 April 2014.

What do Spylaw’s latest accounts show?

Its latest accounts, to 31 July 2025, show net assets of £299k (+59% from £188k) and cash at bank of £278k (+576% from £41.1k).

Does Spylaw use any other names?

It trades as Moira Dental Care.