Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 22 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 31 July 2025
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Square Mile Mortgage Finance Limited (FRN 405848) is an AR of The Right Mortgage Limited (FRN 649443). When you use Square Mile Mortgage Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Square Mile Mortgage Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
2 Polrunny Cottage, Minster, Boscastle, Cornwall, PL35 0EL, United Kingdom
In the full report: 2 background checks
- What kind of line 07496 693997 is
- Who else gives the postcode PL35 0EL
Other names (1)
If you were contacted under any of these names, it is this firm.
- Square Mile Mortgage Finance Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11444310 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 July 2018 (8 years old)
- Registered office
- 2 Polrunny Cottages, Minster, Boscastle, Cornwall, PL35 0EL, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Steven Richard Smith | Director | Oct 1962 | 2 Jul 2018 | None |
| George Michael Leonard Smith | Director | Sep 1994 | 1 Apr 2020 | None |
| Elizabeth Anne Leonard Smith | Secretary | Not published | 1 Apr 2020 | – |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£2,401
Up £2,725 from −£324
Employees (average)
3
+50% from 2
Owed within a year
£5,543
−28% from £7,676
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11444310. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Square Mile Mortgage Finance’s history from the FCA register and Companies House, newest first.
2021
19 January 2021
- Changed its registered name from "Square Mile Mortgage Finance Ltd"
FCA register
2020
1 April 2020
- George Michael Leonard Smith appointed as a director
Companies House
2018
2 July 2018
- Incorporated at Companies House
- Steven Richard Smith took control (75–100% of shares)
- Steven Richard Smith appointed as a director
Companies House
2004
31 October 2004
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like Square Mile Mortgage Finance
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Plymouth (PL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Square Mile Mortgage Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 6 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Square Mile Mortgage Finance Limited FCA authorised?
What does appointed representative mean for Square Mile Mortgage Finance?
What is Square Mile Mortgage Finance’s phone number?
Is Square Mile Mortgage Finance a scam or clone?
Is my money safe with Square Mile Mortgage Finance?
Who owns Square Mile Mortgage Finance?
Who runs Square Mile Mortgage Finance?
How long has Square Mile Mortgage Finance been in business?
What do Square Mile Mortgage Finance’s latest accounts show?
Does Square Mile Mortgage Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk