St Andrews Cosmetic Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 6 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2019
Accounts filed up to 31 May 2025
On its latest accounts it owed £427k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

standrewsdentalcare.co.uk (opens in a new tab)
Phone number

01334 897988
Address

2 Lockhart Place, St. Andrews, Fife, KY16 9XB, United Kingdom

In the full report: 3 background checks

When standrewsdentalcare.co.uk first appeared online, and whether it can receive email
What kind of line 01334 897988 is
Who else gives the postcode KY16 9XB

Other names (1)

If you were contacted under any of these names, it is this firm.

St Andrews Dental Care & Implant Clinic Trading name: A name it trades under now.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (1 permission)

Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: SC631790 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 29 May 2019 (7 years old)
Registered office: 6th Floor Gordon Chambers, 90 Mitchell Street, Glasgow, G1 3NQ, Scotland
Nature of business: Dental practice activities (SIC 86230)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Claire Janetta Skimming	Director	Jan 1984	29 May 2019	14 other companies
Mark John Skimming (Dr)	Director	Jul 1982	29 May 2019	33 other companies
Lorraine Wilson	Director	Oct 1967	26 Jan 2022	19 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 33
closed down: 5
are FCA-registered: 13

In the full report: all 33 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 13 on the FCA register, including one no longer authorised
The 24 companies these 3 directors run together

Filed accounts and finances

Year to 31 May 2025Full accountsNot audited

Net assets

−£427k

Down £89.2k from −£338k

Cash at bank

£78.5k

−36% from £122k

Owed within a year

£706k

−1.8% from £719k

Net assets are negative: on its last balance sheet the company owed £427k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC631790. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

St Andrews Cosmetic’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2020

1 March 2020

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2019

29 May 2019

Incorporated at Companies House
Claire Janetta Skimming became a part-owner (25–50% of shares)
Mark John Skimming became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

All 11 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms connected to St Andrews Cosmetic

Other FCA-listed firms that share a director, phone number or address with St Andrews Cosmetic. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share a director: 12

In the full report: all 12 connected firms, named

How each is linked: shared directors (12)
Who links each one: the named directors, with dates

Firms like St Andrews Cosmetic

Other firms of the same type (dental or medical practice), nearest first.

In the Kirkcaldy (KY) postcode area

Dunfermline Cosmetic LimitedDunfermlineAuthorised Saltire Dental Practice LimitedGlenrothesAuthorised St Andrews Orthodontics LimitedSt AndrewsAuthorised Callum Robertson LTDKirkcaldyAppointed representative Esme Headen LimitedLevenAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on St Andrews Cosmetic

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

33 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 11 events in its history
12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is St Andrews Cosmetic Ltd FCA authorised?

Yes, St Andrews Cosmetic Ltd (FRN 921081) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2020 and works as a dental or medical practice. The FCA has placed no limits on its permissions.

What is St Andrews Cosmetic’s phone number and website?

The FCA register lists the phone number 01334 897988 and the website standrewsdentalcare.co.uk for St Andrews Cosmetic. If you were given different contact details, use these to check with the firm before going any further.

Is St Andrews Cosmetic a scam or clone?

St Andrews Cosmetic is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with St Andrews Cosmetic?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how St Andrews Cosmetic handles your money, so check the specific product before you commit. You can also refer complaints about St Andrews Cosmetic to the Financial Ombudsman Service, free of charge.

Who owns St Andrews Cosmetic?

Companies House lists 2 people with significant control of St Andrews Cosmetic: Mrs Claire Janetta Skimming (25–50% of shares) and Dr Mark John Skimming (25–50% of shares).

Who runs St Andrews Cosmetic?

Companies House lists 3 directors of St Andrews Cosmetic: Claire Janetta Skimming, Mark John Skimming (Dr) and Lorraine Wilson.

How long has St Andrews Cosmetic been in business?

The company was formed on 29 May 2019, and has held its current FCA authorisation since March 2020.

What do St Andrews Cosmetic’s latest accounts show?

Its latest accounts, to 31 May 2025, show net assets of −£427k (down £89.2k from −£338k) and cash at bank of £78.5k (−36% from £122k).

Does St Andrews Cosmetic use any other names?

It trades as St Andrews Dental Care & Implant Clinic.