St Francis College Limited

Reference number: 1000409

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Orchard Funding Limited Reference number: 725315 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • St Francis College Limited (FRN 1000409) introduces customers to Orchard Funding Limited (FRN 725315). Any regulated advice or arranging is done by the principal, not St Francis College.
  • Example: if St Francis College refers you to a financial adviser, the advice should come from the principal firm, not from St Francis College itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When st-francis.herts.sch.uk first appeared online, and whether it can receive email
  • What kind of line 01462 670511 is
  • Who else gives the postcode SG6 3PJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Orchard Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
13939274
Company status
Active
Company type
Private limited company
Incorporated
24 February 2022 (4 years old)
Registered office
Georgian House, Park Lane, Stanmore, HA7 3HD, England
Nature of business
  • Pre-primary education (SIC 85100)
  • Primary education (SIC 85200)
  • General secondary education (SIC 85310)

Directors and company secretaries

Name Role Born Appointed Other companies
Amit Kumar Mehta Director May 1971 24 Feb 2022 56 other companies
Hemal Lukha Director Mar 1979 28 Feb 2025 39 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
66
closed down
7
are FCA-registered
12

In the full report: all 66 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 12 on the FCA register
  • The 29 companies these 2 directors run together
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Filed accounts and finances

Year to 31 August 2023Small company accountsNot audited

Net assets

£294k

No earlier figure to compare

Cash at bank

£535k

−53% from £1.14m

Employees (average)

128

+14% from 112

Owed within a year

£5.95m

+46% from £4.08m

Its next accounts are overdue at Companies House.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13939274. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

St Francis College’s history from the FCA register and Companies House, newest first.

2025

28 February 2025

  • Hemal Lukha appointed as a director

Companies House

2023

1 August 2023

  • Became an introducer appointed representative

FCA register

2022

30 March 2022

  • Inspired Learning Group (London) Limited gave up control
  • Inspired Learning Group (London)(2) Limited took control (75–100% of shares)

Companies House

24 February 2022

  • Incorporated at Companies House
  • Inspired Learning Group (London) Limited took control (75–100% of shares)
  • Amit Kumar Mehta appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to St Francis College

Other FCA-listed firms that share a director, phone number or address with St Francis College. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12)
  • Who links each one: the named directors, with dates
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Firms like St Francis College

Other firms of the same type (credit broker), nearest first.

In Letchworth Garden City

Nitin Kotecha, Aneeka Kotecha & Krupesh PatelLetchworth Garden CityAppointed representativeTraining Beauty & Beyond LtdLetchworth Garden CityAuthorised

In the Stevenage (SG) postcode area

Amit KanzariaBedfordshireAppointed representativeDavid Smith LimitedStevenageAppointed representativeEsme Energy LimitedHitchinAppointed representativeFortune Financial Commercial LtdHitchinAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on St Francis College

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 66 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is St Francis College Limited FCA authorised?
St Francis College Limited (FRN 1000409) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for St Francis College?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. St Francis College Limited (FRN 1000409) introduces customers to Orchard Funding Limited (FRN 725315). Any regulated advice or arranging is done by the principal, not St Francis College. Example: if St Francis College refers you to a financial adviser, the advice should come from the principal firm, not from St Francis College itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is St Francis College’s phone number and website?
The FCA register lists the phone number 01462 670511 and the website st-francis.herts.sch.uk for St Francis College. If you were given different contact details, use these to check with the firm before going any further.
Is St Francis College a scam or clone?
St Francis College is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with St Francis College?
Protection works through Orchard Funding Limited, the principal firm responsible for St Francis College's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns St Francis College?
St Francis College is owned by Inspired Learning Group (London)(2) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 March 2022. Before that, it was controlled by Inspired Learning Group (London) Limited.
Who runs St Francis College?
Companies House lists 2 directors of St Francis College: Amit Kumar Mehta and Hemal Lukha.
How long has St Francis College been in business?
The company was formed on 24 February 2022.
What do St Francis College’s latest accounts show?
Its latest accounts, to 31 August 2023, show net assets of £294k (no earlier figure to compare) and cash at bank of £535k (−53% from £1.14m). Its accounts are overdue at Companies House.

Sources and links

The full report on St Francis College Limited

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