St Julien Financial Planning Limited

Reference number: 984460

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • St Julien Financial Planning Limited (FRN 984460) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use St Julien Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from St Julien Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When stjulienfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07903 302515 is
  • Who else gives the postcode RH1 4PA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14145498
Company status
Active
Company type
Private limited company
Incorporated
1 June 2022 (4 years old)
Registered office
92 High Street, Bletchingley, Redhill, RH1 4PA, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Priya Williams Director May 1986 1 Jun 2022 None
Phillip Graham Williams Director Sep 1975 1 Jul 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

9 months to 31 March 2026Small company accountsNot audited

Net assets

£9,416

+265% from £2,583

Cash at bank

£255

−99% from £18.2k

Employees (average)

3

Same as 3

Owed within a year

£62.3k

−26% from £84.1k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14145498. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

St Julien Financial Planning’s history from the FCA register and Companies House, newest first.

2025

1 July 2025

  • Phllip Graham Williams took control (75–100% of shares)
  • Phillip Graham Williams appointed as a director

Companies House

2022

30 September 2022

  • Became an appointed representative

FCA register

1 June 2022

  • Incorporated at Companies House
  • Priya Williams took control (75–100% of shares)
  • Priya Williams appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like St Julien Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Redhill

Ajay SonatunRedhillAppointed representativeAlan NorrisRedhillAppointed representativeCFM Financial Planning LtdRedhillAppointed representativeDonna MatthewsRedhillAppointed representativeCameron Reeves Financial Planning LimitedRedhillAuthorisedCLB Financial Consulting LimitedRedhillAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on St Julien Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is St Julien Financial Planning Limited FCA authorised?
St Julien Financial Planning Limited (FRN 984460) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for St Julien Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. St Julien Financial Planning Limited (FRN 984460) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use St Julien Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from St Julien Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is St Julien Financial Planning’s phone number and website?
The FCA register lists the phone number 07903 302515 and the website stjulienfp.co.uk for St Julien Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is St Julien Financial Planning a scam or clone?
St Julien Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with St Julien Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for St Julien Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns St Julien Financial Planning?
Companies House lists 2 people with significant control of St Julien Financial Planning: Mrs Priya Williams (75–100% of shares) and Mr Phllip Graham Williams (75–100% of shares).
Who runs St Julien Financial Planning?
Companies House lists 2 directors of St Julien Financial Planning: Priya Williams and Phillip Graham Williams.
How long has St Julien Financial Planning been in business?
The company was formed on 1 June 2022.
What do St Julien Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £9,416 (+265% from £2,583) and cash at bank of £255 (−99% from £18.2k).

Sources and links

The full report on St Julien Financial Planning Limited

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