St Marys Auto Centre Limited

Reference number: 776863

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No longer authorised

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 13 July 2026.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    stmarysautocentre.com

  • Last known phone number

    01945 410968

  • Last known address

    The Garage, High Road, Wisbech St. Mary, Wisbech, PE13 4RH, United Kingdom

In the full report: 3 background checks

  • When stmarysautocentre.com first appeared online, and whether it can receive email
  • What kind of line 01945 410968 is
  • Who else gives the postcode PE13 4RH
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Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 October 2014 (12 years old)
Registered office
The Garage High Road, Wisbech St. Mary, Wisbech, Cambridgeshire, PE13 4RH
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard James Payne Director May 1981 27 Oct 2014 1 other company
Abigail Laura Ann Payne Director Mar 1986 10 Oct 2021 1 other company
Abigail Laura Ann Payne Secretary Not published 27 Oct 2014 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£206k

+4.6% from £197k

Employees (average)

2

−50% from 4

Owed within a year

£311k

+11% from £280k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09281688. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

St Marys Auto Centre’s history from the FCA register and Companies House, newest first.

2026

13 July 2026

  • No longer regulated by the FCA
  • Stopped being authorised by the FCA

FCA register

2021

10 October 2021

  • Abigail Laura Ann Payne appointed as a director

Companies House

2017

3 May 2017

  • Regulated by the FCA from this date

FCA register

2016

31 December 2016

  • Richard Payne became a part-owner (25–50% of shares)

Companies House

1 December 2016

  • Abigail Laura Ann Payne became a part-owner (25–50% of shares)

Companies House

2014

27 October 2014

  • Incorporated at Companies House
  • Richard James Payne appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like St Marys Auto Centre

Other firms of the same type (car dealer), nearest first.

In Wisbech

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on St Marys Auto Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is St Marys Auto Centre Limited FCA authorised?
No. St Marys Auto Centre Limited (FRN 776863) is still listed on the FCA register, but the record is closed: no longer authorised.
Is St Marys Auto Centre a scam or clone?
St Marys Auto Centre is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with St Marys Auto Centre?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with St Marys Auto Centre has no cover, because it is no longer permitted to carry it out.
Who owns St Marys Auto Centre?
Companies House lists 2 people with significant control of St Marys Auto Centre: Mr Richard Payne (25–50% of shares) and Mrs Abigail Laura Ann Payne (25–50% of shares).
Who runs St Marys Auto Centre?
Companies House lists 2 directors of St Marys Auto Centre: Richard James Payne and Abigail Laura Ann Payne.
How long has St Marys Auto Centre been in business?
The company was formed on 27 October 2014.
What do St Marys Auto Centre’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £206k (+4.6% from £197k).

Sources and links

The full report on St Marys Auto Centre Limited

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