St Teilo Limited

Reference number: 413542

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • St Teilo Limited (FRN 413542) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not St Teilo.
  • Example: if St Teilo refers you to a financial adviser, the advice should come from the principal firm, not from St Teilo itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When penrhosgolf.co.uk first appeared online, and whether it can receive email
  • What kind of line 01974 202999 is
  • Who else gives the postcode SY23 5AY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Penrhos Holiday Park Trading name: A name it trades under now.
  • Penrhos Holidy Park Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 September 1996 (30 years old)
Registered office
Penrhos Park Penrhos Park, Llanrhystud, Llanrhystud, Ceredigion, SY23 5AY, United Kingdom
Nature of business
  • Other holiday and other collective accommodation (SIC 55209)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Huw Rees-Evans Director Feb 1963 18 Sep 1996 1 other company
Elspeth Pugh - Evans Director Aug 1937 18 Sep 1996 1 other company
Dafydd Rees-Evans Director Sep 1989 18 Nov 2024 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£8.28m

+3.3% from £8.01m

Cash at bank

£214

Down £273 from £487

Employees (average)

39

+5.4% from 37

Owed within a year

£584k

−49% from £1.16m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03251218. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

St Teilo’s history from the FCA register and Companies House, newest first.

2026

1 April 2026

  • Dafydd Rees-Evans stopped being a part-owner
  • Dahre Holdings Ltd took control (75–100% of shares)
  • David Rowland Rees-Evans stopped being a part-owner
  • Richard Huw Rees-Evans stopped being a part-owner

Companies House

2024

24 October 2024

  • Dafydd Rees-Evans became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • David Rowland Rees-Evans became a part-owner (25–50% of shares)
  • Richard Huw Rees-Evans became a part-owner (25–50% of shares)

Companies House

2005

14 January 2005

  • Became an introducer appointed representative

FCA register

1996

18 September 1996

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (9 shown here)
  • Every director appointment and resignation: 7
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Firms like St Teilo

Other firms of the same type (insurance broker), nearest first.

In the Shrewsbury (SY) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on St Teilo

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history

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Frequently asked questions about this firm

Is St Teilo Limited FCA authorised?
St Teilo Limited (FRN 413542) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for St Teilo?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. St Teilo Limited (FRN 413542) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not St Teilo. Example: if St Teilo refers you to a financial adviser, the advice should come from the principal firm, not from St Teilo itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is St Teilo’s phone number and website?
The FCA register lists the phone number 01974 202999 and the website penrhosgolf.co.uk for St Teilo. If you were given different contact details, use these to check with the firm before going any further.
Is St Teilo a scam or clone?
St Teilo is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with St Teilo?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for St Teilo's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns St Teilo?
St Teilo is owned by Dahre Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 April 2026. Before that, it was controlled by Mr Dafydd Rees-Evans, Mr David Rowland Rees-Evans and Mr Richard Huw Rees-Evans.
Who runs St Teilo?
Companies House lists 3 directors of St Teilo: Richard Huw Rees-Evans, Elspeth Pugh - Evans and Dafydd Rees-Evans.
How long has St Teilo been in business?
The company was formed on 18 September 1996.
What do St Teilo’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £8.28m (+3.3% from £8.01m) and cash at bank of £214 (down £273 from £487).
Does St Teilo use any other names?
It trades as Penrhos Holiday Park. It has previously used the name Penrhos Holidy Park.

Sources and links

The full report on St Teilo Limited

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