Starpeak Insurance Solutions Limited

Reference number: 309959

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When starpeakuk.com first appeared online, and whether it can receive email
  • What kind of line 01494 484800 is
  • Who else gives the postcode HP14 3RQ
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • Les Mills Insurance Solutions Trading name
  • Protectivity Trading name
  • SCD Finance Trading name
  • SportsCover Direct Trading name
  • Sportscover Direct Ltd Former name
  • BusinessCover Direct Former trading name
  • Dare Direct Former trading name
  • Laser Finance Former trading name
  • Laser Insurance Solutions Former trading name
  • Les Mills Ins Former trading name
  • SCD insurance Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02586372
Company status
Active
Company type
Private limited company
Incorporated
27 February 1991 (35 years old)
Registered office
Dovetail House, Wycombe Road, Stokenchurch, Bucks, HP14 3RQ, England
Nature of business
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Kerry Brownsell Director Sep 1981 7 Apr 2014 4 other companies
Andrew Matthew Pilgrim Director Apr 1984 5 Jan 2017 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
run together
4

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 2 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Net assets

£2.54m

+72% from £1.48m

Cash at bank

£1.27m

+127% from £559k

Employees (average)

31

Same as 31

Owed within a year

£733k

+96% from £375k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02586372. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Starpeak Insurance Solutions’s history from the FCA register and Companies House, newest first.

Key events (10) All events (38)

2026

24 July 2026

  • Julian Guy Hucks gave up control
  • Sunlight Bidco Limited took control (75–100% of shares)
  • Sunlight Topco Limited gave up control
  • Sunlight Topco Limited took control (75–100% of shares)

Companies House

2023

13 October 2023

  • Changed its registered name from "Sportscover Direct Ltd"

FCA register

2016

6 April 2016

  • Julian Guy Hucks took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1991

27 February 1991

  • Incorporated at Companies House

Companies House

In the full report: all 38 events

  • All 38 events in its history (10 shown here)
  • Every director appointment and resignation: 8
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Firms like Starpeak Insurance Solutions

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Starpeak Insurance Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 38 events in its history

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Frequently asked questions about this firm

Is Starpeak Insurance Solutions Limited FCA authorised?
Yes, Starpeak Insurance Solutions Limited (FRN 309959) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed no limits on its permissions.
What is Starpeak Insurance Solutions’ phone number and website?
The FCA register lists the phone number 01494 484800 and the website starpeakuk.com for Starpeak Insurance Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Starpeak Insurance Solutions a scam or clone?
Starpeak Insurance Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Starpeak Insurance Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Starpeak Insurance Solutions to the Financial Ombudsman Service, free of charge.
Who owns Starpeak Insurance Solutions?
Starpeak Insurance Solutions is owned by Sunlight Bidco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 24 July 2026. Before that, it was controlled by Sunlight Topco Limited and Mr Julian Guy Hucks.
Who runs Starpeak Insurance Solutions?
Companies House lists 2 directors of Starpeak Insurance Solutions: Andrew Kerry Brownsell and Andrew Matthew Pilgrim.
How long has Starpeak Insurance Solutions been in business?
The company was formed on 27 February 1991, and has held its current FCA authorisation since January 2005.
What do Starpeak Insurance Solutions’ latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £2.54m (+72% from £1.48m) and cash at bank of £1.27m (+127% from £559k).
Does Starpeak Insurance Solutions use any other names?
It trades as Les Mills Insurance Solutions, Protectivity, SCD Finance and SportsCover Direct. It has previously used 7 other names, including Sportscover Direct Ltd, BusinessCover Direct and Dare Direct.

Sources and links

The full report on Starpeak Insurance Solutions Limited

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