Start Point Finance Ltd

Reference number: 728431

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When startpointfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01548 854334 is
  • Who else gives the postcode TQ7 1DZ
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06401261
Company status
Active
Company type
Private limited company
Incorporated
17 October 2007 (19 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy Jones Director Nov 1963 17 Oct 2007 5 other companies
Toby William Jones-Bunney Director Sep 1991 8 Apr 2016 3 other companies
Sally Ann Jones Secretary Not published 17 Oct 2007 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
1
are FCA-registered
2

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£61.6k

−30% from £88.6k

Cash at bank

£32.3k

−56% from £72.6k

Owed within a year

£18.5k

−31% from £26.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06401261. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Start Point Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2016

17 October 2016

  • Sally Anne Jones became a part-owner (25–50% of shares)
  • Timothy Jones became the majority owner (50–75% of shares)

Companies House

22 July 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

17 October 2007

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Start Point Finance

Other FCA-listed firms that share a director, phone number or address with Start Point Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
past link
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Start Point Finance

Other firms of the same type (credit broker), nearest first.

In Kingsbridge

Solv Finance LtdKingsbridgeAppointed representativeOpensolar UK LtdKingsbridgeAppointed representative

In the Torquay (TQ) postcode area

Adam BoyceNewton AbbotAuthorisedBadger Loans LimitedPaigntonAuthorisedCraig David LeaTotnesAuthorisedMartyn ProwsePaigntonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Start Point Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Start Point Finance Ltd FCA authorised?
Yes, Start Point Finance Ltd (FRN 728431) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Start Point Finance’s phone number and website?
The FCA register lists the phone number 01548 854334 and the website startpointfinance.co.uk for Start Point Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Start Point Finance a scam or clone?
Start Point Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Start Point Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Start Point Finance handles your money, so check the specific product before you commit. You can also refer complaints about Start Point Finance to the Financial Ombudsman Service, free of charge.
Who owns Start Point Finance?
Companies House lists 2 people with significant control of Start Point Finance: Mr Timothy Jones (50–75% of shares) and Mrs Sally Anne Jones (25–50% of shares).
Who runs Start Point Finance?
Companies House lists 2 directors of Start Point Finance: Timothy Jones and Toby William Jones-Bunney.
How long has Start Point Finance been in business?
The company was formed on 17 October 2007, and has held its current FCA authorisation since July 2016.
What do Start Point Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £61.6k (−30% from £88.6k) and cash at bank of £32.3k (−56% from £72.6k).

Sources and links

The full report on Start Point Finance Ltd

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