Steeples Financial Services Limited

Reference number: 951787

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Steeples Financial Services Limited (FRN 951787) is an AR of The Right Mortgage Limited (FRN 649443). When you use Steeples Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Steeples Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01484 817224

  • Address

    The Coach House, 11 Owler Ings Road, Brighouse, West Yorkshire, HD6 1EJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01484 817224 is
  • Who else gives the postcode HD6 1EJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Steeples Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 March 2017 (9 years old)
Registered office
The Coach House, 11 Owler Ings Road, Brighouse, West Yorkshire, HD6 1EJ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Aaron Steeples Director Jun 1982 27 Mar 2017 None
Aaron Steeples Secretary Not published 27 Mar 2017 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£13.0k

−73% from £48.1k

Cash at bank

£30.1k

No earlier figure to compare

Employees (average)

3

Same as 3

Owed within a year

£19.4k

−25% from £26.0k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10693063. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Steeples Financial Services’s history from the FCA register and Companies House, newest first.

2025

8 December 2025

  • Began trading as "Steeples Mortgages"

FCA register

2021

26 May 2021

  • Became an appointed representative

FCA register

2017

27 March 2017

  • Incorporated at Companies House
  • Aaron Steeples gained significant control
  • Aaron Steeples appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Steeples Financial Services

Other FCA-listed firms that share a director, phone number or address with Steeples Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
no longer authorised
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Steeples Financial Services

Other firms of the same type (insurance broker), nearest first.

In Brighouse

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Steeples Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Steeples Financial Services Limited FCA authorised?
Steeples Financial Services Limited (FRN 951787) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Steeples Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Steeples Financial Services Limited (FRN 951787) is an AR of The Right Mortgage Limited (FRN 649443). When you use Steeples Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Steeples Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Steeples Financial Services’ phone number?
The FCA register lists the phone number 01484 817224 for Steeples Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Steeples Financial Services a scam or clone?
Steeples Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Steeples Financial Services?
Protection works through The Right Mortgage Limited, the principal firm responsible for Steeples Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Steeples Financial Services?
Companies House lists one person with significant control of Steeples Financial Services: Mr Aaron Steeples (significant influence or control).
Who runs Steeples Financial Services?
Companies House lists one director of Steeples Financial Services: Aaron Steeples.
How long has Steeples Financial Services been in business?
The company was formed on 27 March 2017.
What do Steeples Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £13.0k (−73% from £48.1k) and cash at bank of £30.1k (no earlier figure to compare).
Does Steeples Financial Services use any other names?
It trades as Steeples Mortgages.

Sources and links

The full report on Steeples Financial Services Limited

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