Stein Financial Limited

Reference number: 448554

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When flyingcover.co.uk first appeared online, and whether it can receive email
  • What kind of line 01793 491888 is
  • Who else gives the postcode SN1 3BU
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Stein Financial Pilot Insurance Trading name
  • Stein Financial Pilot Insurance Specialists Trading name
  • Stein Pilot Insurance Trading name
  • Stein Pilot Insurance Specialists Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05686462
Company status
Active
Company type
Private limited company
Incorporated
24 January 2006 (20 years old)
Registered office
C/O Parker Cavendish, Suite 301, Stanmore Business And Innovation Centre, Howard Road, Stanmore, Middlesex, HA7 1FW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Russell David Stein Director Mar 1965 24 Jan 2006 1 other company
Nichola Mccormack Director Sep 1970 8 May 2019 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£177k

+28% from £138k

Cash at bank

£80.2k

+6% from £75.7k

Employees (average)

5

Same as 5

Owed within a year

£73.5k

−31% from £106k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05686462. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Stein Financial’s history from the FCA register and Companies House, newest first.

Key events (5) All events (16)

2016

6 April 2016

  • Russell David Stein took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

20 April 2006

  • Became authorised by the FCA

FCA register

19 April 2006

  • Regulated by the Financial Services Authority from this date

FCA register

24 January 2006

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Stein Financial

Other FCA-listed firms that share a director, phone number or address with Stein Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Stein Financial

Other firms of the same type (insurance broker), nearest first.

In Swindon

Advance Insurance Agencies LimitedSwindonAuthorisedAlexander Swan Insurance Services LimitedSwindonAuthorisedAll Medical Professionals LtdSwindonAuthorisedSyd JacksonSwindonAuthorisedRwe Renewables UK Swindon LimitedSwindonAppointed representativeAric PoonSwindonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stein Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Stein Financial Limited FCA authorised?
Yes, Stein Financial Limited (FRN 448554) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2006 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Stein Financial’s phone number and website?
The FCA register lists the phone number 01793 491888 and the website flyingcover.co.uk for Stein Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Stein Financial a scam or clone?
Stein Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stein Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Stein Financial to the Financial Ombudsman Service, free of charge.
Who owns Stein Financial?
Companies House lists one person with significant control of Stein Financial: Mr Russell David Stein (75–100% of shares).
Who runs Stein Financial?
Companies House lists 2 directors of Stein Financial: Russell David Stein and Nichola McCormack.
How long has Stein Financial been in business?
The company was formed on 24 January 2006, and has held its current FCA authorisation since April 2006.
What do Stein Financial’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £177k (+28% from £138k) and cash at bank of £80.2k (+6% from £75.7k).
Does Stein Financial use any other names?
It trades as Stein Financial Pilot Insurance, Stein Financial Pilot Insurance Specialists, Stein Pilot Insurance and Stein Pilot Insurance Specialists.

Sources and links

The full report on Stein Financial Limited

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