Stenfax Limited

Reference number: 304469

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When royleinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7267 3534 is
  • Whether WC2H 9JQ is a shared office: 186 other firms give it
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Royle Insurance Consultants Trading name
  • Stenfax Ltd Former name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • We require the ability to canvass off trade premis
    We require the ability to canvass off trade premises in case of need ie; if we visit a client at their premises and they wish to discuss premium finance options.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03122181
Company status
Active
Company type
Private limited company
Incorporated
6 November 1995 (30 years old)
Registered office
71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Andrew Beale Director Jul 1964 31 Mar 2008 None
Steven John Royle Director Oct 1967 31 Mar 2008 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Total equity

£183k

−13% from £209k

Cash at bank

£368k

−17% from £445k

Employees (average)

6

Same as 6

Owed within a year

£209k

−21% from £266k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03122181. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Stenfax’s history from the FCA register and Companies House, newest first.

Key events (8) All events (22)

2016

6 April 2016

  • Stephen Andrew Beale became a part-owner (25–50% of shares)
  • Steven John Royle became a part-owner (25–50% of shares)

Companies House

2015

23 October 2015

  • FCA imposed a requirement (We require the ability to canvass off trade premis)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

29 June 2012

  • Changed its registered name from "Stenfax Ltd"

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1995

6 November 1995

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (8 shown here)
  • Every director appointment and resignation: 10
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Firms like Stenfax

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stenfax

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 22 events in its history

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Frequently asked questions about this firm

Is Stenfax Limited FCA authorised?
Yes, Stenfax Limited (FRN 304469) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed a limit on what it may do.
What is Stenfax’s phone number and website?
The FCA register lists the phone number 020 7267 3534 and the website royleinsurance.co.uk for Stenfax. If you were given different contact details, use these to check with the firm before going any further.
Is Stenfax a scam or clone?
Stenfax is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stenfax?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Stenfax to the Financial Ombudsman Service, free of charge.
Who owns Stenfax?
Companies House lists 2 people with significant control of Stenfax: Mr Stephen Andrew Beale (25–50% of shares) and Mr Steven John Royle (25–50% of shares).
Who runs Stenfax?
Companies House lists 2 directors of Stenfax: Stephen Andrew Beale and Steven John Royle.
How long has Stenfax been in business?
The company was formed on 6 November 1995, and has held its current FCA authorisation since January 2005.
What do Stenfax’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £183k (−13% from £209k) and cash at bank of £368k (−17% from £445k).
Does Stenfax use any other names?
It trades as Royle Insurance Consultants. It has previously used the name Stenfax Ltd.

Sources and links

The full report on Stenfax Limited

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