Stephen James (Automotive) Limited

Reference number: 738497

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Stephen James (Automotive) Limited (FRN 738497) is an AR of Itc Compliance Limited (FRN 313486). When you use Stephen James (Automotive)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Stephen James (Automotive), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When stephenjames.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8344 0900 is
  • Who else gives the postcode EN1 1SP
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Other names (20)

If you were contacted under any of these names, it is this firm.

  • Hedin Automotive BMW Blackheath Trading name: A name it trades under now.
  • Hedin Automotive BMW Bromley Trading name: A name it trades under now.
  • Hedin Automotive BMW Enfield Trading name: A name it trades under now.
  • Hedin Automotive BMW Ruxley Trading name: A name it trades under now.
  • Hedin Automotive BMW Woolwich Trading name: A name it trades under now.
  • Hedin Automotive Mini Enfield Trading name: A name it trades under now.
  • Hedin Automotive Mini Ruxley Trading name: A name it trades under now.
  • Hedin Automotive Mini Woolwich Trading name: A name it trades under now.
  • Stephen James BMW Trading name: A name it trades under now.
  • Stephen James Group Trading name: A name it trades under now.
  • Stephen James MINI Trading name: A name it trades under now.
  • Stephen James BMW Blackheath Former trading name: A name it used to trade under.
  • Stephen James BMW Bromley Former trading name: A name it used to trade under.
  • Stephen James BMW Enfield Former trading name: A name it used to trade under.
  • Stephen James BMW Ruxley Former trading name: A name it used to trade under.
  • Stephen James BMW Woolwich Former trading name: A name it used to trade under.
  • Stephen James MINI Blackheath Former trading name: A name it used to trade under.
  • Stephen James MINI Enfield Former trading name: A name it used to trade under.
  • Stephen James MINI Ruxley Former trading name: A name it used to trade under.
  • Stephen James MINI Woolwich Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 August 2015 (11 years old)
Registered office
Unit 1 Martinbridge Estate, Lincoln Road, Enfield, EN1 1SP, United Kingdom
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Ennis Director Jul 1975 1 Feb 2018 1 other company
Peter David Williams Director Jan 1971 5 Jun 2018 18 other companies
Hampus Hedin Director Jan 1990 25 Aug 2023 2 other companies
Anders Hedin Director Nov 1962 25 Aug 2023 2 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
3
run together
2

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 4 directors run together
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

−£2.08m

−798% from £298k

Net assets

£15.5m

−10% from £17.3m

Cash at bank

£296k

−74% from £1.16m

Owed within a year

£68.0m

<1% from £68.2m

Profit before tax

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09738102. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Stephen James (Automotive)’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Dc Management Services Limited took control (75–100% of shares)

Companies House

29 February 2016

  • Became an appointed representative

FCA register

2015

18 August 2015

  • Incorporated at Companies House

Companies House

In the full report: all 48 events

  • All 48 events in its history (3 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Stephen James (Automotive)

Other FCA-listed firms that share a director, phone number or address with Stephen James (Automotive). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Stephen James (Automotive)

Other firms of the same type (car dealer), nearest first.

In Enfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stephen James (Automotive)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 48 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Stephen James (Automotive) Limited FCA authorised?
Stephen James (Automotive) Limited (FRN 738497) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Stephen James (Automotive)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Stephen James (Automotive) Limited (FRN 738497) is an AR of Itc Compliance Limited (FRN 313486). When you use Stephen James (Automotive)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Stephen James (Automotive), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Stephen James (Automotive)’s phone number and website?
The FCA register lists the phone number 020 8344 0900 and the website stephenjames.co.uk for Stephen James (Automotive). If you were given different contact details, use these to check with the firm before going any further.
Is Stephen James (Automotive) a scam or clone?
Stephen James (Automotive) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stephen James (Automotive)?
Protection works through Itc Compliance Limited, the principal firm responsible for Stephen James (Automotive)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Stephen James (Automotive)?
Stephen James (Automotive) is owned by Dc Management Services Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs Stephen James (Automotive)?
Companies House lists 4 directors of Stephen James (Automotive): Richard Ennis, Peter David Williams, Hampus Hedin and Anders Hedin.
How long has Stephen James (Automotive) been in business?
The company was formed on 18 August 2015.
What do Stephen James (Automotive)’s latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of −£2.08m (−798% from £298k) and net assets of £15.5m (−10% from £17.3m).
Does Stephen James (Automotive) use any other names?
It trades as Hedin Automotive BMW Blackheath, Hedin Automotive BMW Bromley, Hedin Automotive BMW Enfield, Hedin Automotive BMW Ruxley and Hedin Automotive BMW Woolwich, and 6 more names. It has previously used 9 other names, including Stephen James BMW Blackheath, Stephen James BMW Bromley and Stephen James BMW Enfield.

Sources and links

The full report on Stephen James (Automotive) Limited

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