Stephen Valentine

Reference number: 592237

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Appointed representative

Stephen Valentine does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Stephen Valentine (FRN 592237) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Stephen Valentine's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Stephen Valentine, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01788 840239

  • Address

    29 Plexfield Road, Rugby, Warwickshire, CV22 7EN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01788 840239 is
  • Who else gives the postcode CV22 7EN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Valentine Financial Options Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Stephen Valentine’s history from the FCA register and Companies House, newest first.

2015

23 March 2015

  • Began trading as "Valentine Financial Options"

FCA register

2012

30 November 2012

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Stephen Valentine

Other firms of the same type (mortgage adviser or broker), nearest first.

In Rugby

Bob Loydall Mortgages LimitedRugbyAppointed representativeLPR Mortgage Services LimitedRugbyAppointed representativeMatt Clarke Mortgage Services LimitedRugbyAppointed representativeMeridan Finance LtdRugbyAppointed representativePanda Mortgage Services LimitedRugbyAppointed representativePurely Mortgages (Rugby) LtdRugbyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stephen Valentine

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Stephen Valentine FCA authorised?
Stephen Valentine (FRN 592237) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Stephen Valentine?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Stephen Valentine (FRN 592237) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Stephen Valentine's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Stephen Valentine, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Stephen Valentine’s phone number?
The FCA register lists the phone number 01788 840239 for Stephen Valentine. If you were given different contact details, use these to check with the firm before going any further.
Is Stephen Valentine a scam or clone?
Stephen Valentine is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stephen Valentine?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Stephen Valentine's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Stephen Valentine use any other names?
It trades as Valentine Financial Options.

Sources and links

The full report on Stephen Valentine

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