Sterling Professional Finance Limited
Reference number: 727133
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Sterling House, 51 Station Road, North Harrow, HA2 7SR, United Kingdom
In the full report: 3 background checks
- When sterlingpf.com first appeared online, and whether it can receive email
- What kind of line 020 3976 9806 is
- Who else gives the postcode HA2 7SR
Other names (3)
If you were contacted under any of these names, it is this firm.
- sterlinghealthcarefinance.co.uk Trading name: A name it trades under now.
- www.bridgingloansuk.co.uk Trading name: A name it trades under now.
- www.fullfundingcircle.com Trading name: A name it trades under now.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake phone numbers (1)
- 0845 220 0369
Fake email addresses (1)
- info@fullfunding-circle.com
Fake websites (1)
- fullfunding-circle.com
The FCA warning these came from
- Full Funding Circle / Fullfunding Circle 22 December 2020
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Credit Broking
- Debt Adjusting
- Debt-counselling
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04446382 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 May 2002 (24 years old)
- Registered office
- 505 Pinner Road, Harrow, Middlesex, HA2 6EH
- Nature of business
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- Security and commodity contracts dealing activities (SIC 66120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jaishree Rughani | Director | Jan 1963 | 23 May 2002 | 1 other company |
| Sanjay Rughani | Director | Oct 1967 | 27 Nov 2023 | 1 other company |
| Prakash Jariwala | Secretary | Not published | 23 May 2002 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- run together
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.26m
+2.6% from £1.23m
Cash at bank
£584k
+2.4% from £571k
Employees (average)
3
Same as 3
Owed within a year
£73.8k
+74% from £42.5k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04446382. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Sterling Professional Finance’s history from the FCA register and Companies House, newest first.
2020
22 December 2020
- FCA warned the public about a scam impersonating this firm
FCA warning list
2016
24 May 2016
- Jaishree Rughani took control (75–100% of shares)
Companies House
6 May 2016
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2002
23 May 2002
- Incorporated at Companies House
Companies House
In the full report: all 14 events
- All 14 events in its history (5 shown here)
- Every director appointment and resignation: 4
Firms like Sterling Professional Finance
Other firms of the same type (mortgage adviser or broker), nearest first.
In North Harrow
In the Harrow (HA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Sterling Professional Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 14 events in its history
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Frequently asked questions about this firm
Is Sterling Professional Finance Limited FCA authorised?
What is Sterling Professional Finance’s phone number and website?
Is Sterling Professional Finance a scam or clone?
Is my money safe with Sterling Professional Finance?
Who owns Sterling Professional Finance?
Who runs Sterling Professional Finance?
How long has Sterling Professional Finance been in business?
What do Sterling Professional Finance’s latest accounts show?
Does Sterling Professional Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: Full Funding Circle / Fullfunding Circle fca.org.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk