Steven Heyes

Reference number: 477709

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Appointed representative

Steven Heyes does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Steven Heyes (FRN 477709) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Steven Heyes's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Steven Heyes, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When heyesassociates.co.uk first appeared online, and whether it can receive email
  • What kind of line 0151 541 1000 is
  • Who else gives the postcode WA11 8HR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Heyes & Associates Financial Planning Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Steven Heyes’s history from the FCA register and Companies House, newest first.

2024

14 August 2024

  • Began trading as "Heyes & Associates Financial Planning"

FCA register

2008

17 January 2008

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Steven Heyes

Other firms of the same type (financial adviser), nearest first.

In the Warrington (WA) postcode area

123-Wealth LtdWarringtonAppointed representativeAdamson Ross WM LtdNewton-Le-WillowsAppointed representativeAlexander House Financial Planning LimitedAltrinchamAppointed representativeAllinea Corporate LimitedAltrinchamAppointed representativeAndrew Daldry Wealth Management LimitedAltrinchamAppointed representativeAperio Financial Planners LimitedKnutsfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Steven Heyes

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Steven Heyes FCA authorised?
Steven Heyes (FRN 477709) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Steven Heyes?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Steven Heyes (FRN 477709) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Steven Heyes's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Steven Heyes, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Steven Heyes’ phone number and website?
The FCA register lists the phone number 0151 541 1000 and the website heyesassociates.co.uk for Steven Heyes. If you were given different contact details, use these to check with the firm before going any further.
Is Steven Heyes a scam or clone?
Steven Heyes is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Steven Heyes?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Steven Heyes's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Steven Heyes use any other names?
It trades as Heyes & Associates Financial Planning.

Sources and links

The full report on Steven Heyes

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