Steven John O'Neill: FCA regulated?

Authorised by the FCA

Steven John O'Neill is on the FCA register and authorised to carry out regulated activities.

Authorised for 2 years
Your funds are protected by FSCS
No FCA actions

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

sbcfinancial.co.uk (opens in a new tab)
Phone number

0131 662 6627
Address

Steven John O'Neill, 46 High Street, Haddington, East Lothian, EH41 3EE, United Kingdom

In the full report: 3 background checks

When sbcfinancial.co.uk first appeared online, and whether it can receive email
What kind of line 0131 662 6627 is
Who else gives the postcode EH41 3EE

Other names (2)

If you were contacted under any of these names, it is this firm.

Mortgage Seekers Trading name: A name it trades under now.
SBC Financial Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (13 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Steven John O'Neill’s history from the FCA register and Companies House, newest first.

Key events (2) All events (6)

2024

15 May 2024

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

In the full report: all 6 events

All 6 events in its history (2 shown here)

Firms connected to Steven John O'Neill

Other FCA-listed firms that share a director, phone number or address with Steven John O'Neill. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Steven John O'Neill

Other firms of the same type (financial adviser), nearest first.

In Haddington

Miller Associates LtdHaddingtonAuthorised O'Sullivan AssociatesHaddingtonAuthorised Burt Financial Planning LtdHaddingtonAppointed representative CFind (Scotland) LtdHaddingtonAppointed representative Jamieson Financial Planning LtdHaddingtonAppointed representative Wilson Financial Advice LtdHaddingtonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Steven John O'Neill

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 background checks on its contact details
All 6 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Steven John O'Neill FCA authorised?

Yes, Steven John O'Neill (FRN 997666) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2024 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Steven John O'Neill’s phone number and website?

The FCA register lists the phone number 0131 662 6627 and the website sbcfinancial.co.uk for Steven John O'Neill. If you were given different contact details, use these to check with the firm before going any further.

Is Steven John O'Neill a scam or clone?

Steven John O'Neill is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Steven John O'Neill?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Steven John O'Neill to the Financial Ombudsman Service, free of charge.

Does Steven John O'Neill use any other names?

It trades as Mortgage Seekers and SBC Financial.