Stevenage Motor Centre Limited

Reference number: 665732

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When stevenagemotorcentre.co.uk first appeared online, and whether it can receive email
  • What kind of line 01438 751603 is
  • Who else gives the postcode SG2 8AQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • SMC Trading name
  • SMC Letchworth Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08667580
Company status
Active
Company type
Private limited company
Incorporated
29 August 2013 (13 years old)
Registered office
Invision House, Wilbury Way, Hitchin, Hertfordshire, SG4 0TY, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael James Mccarthy Director Dec 1969 29 Aug 2013 1 other company
Marco Panico Director Dec 1968 29 Aug 2013 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

£478k

+6.4% from £449k

Cash at bank

£249k

+38% from £180k

Employees (average)

6

Same as 6

Owed within a year

£832k

−19% from £1.03m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08667580. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Stevenage Motor Centre’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2018

29 August 2018

  • Michael James McCarthy became a part-owner (25–50% of shares)

Companies House

2016

29 August 2016

  • Marco Panico became a part-owner (25–50% of shares)

Companies House

2015

10 March 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

29 August 2013

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Stevenage Motor Centre

Other FCA-listed firms that share a director, phone number or address with Stevenage Motor Centre. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Stevenage Motor Centre

Other firms of the same type (car dealer), nearest first.

In Stevenage

Goodmans Motor Homes LimitedStevenageAuthorisedJames Richards CS LtdStevenageAuthorisedMJM Autos LimitedStevenageAuthorisedNew Age Motor Sales LimitedStevenageAuthorisedQuality Part X LimitedStevenageAuthorisedFormula One Auto Centres LimitedStevenageAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stevenage Motor Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Stevenage Motor Centre Limited FCA authorised?
Yes, Stevenage Motor Centre Limited (FRN 665732) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Stevenage Motor Centre’s phone number and website?
The FCA register lists the phone number 01438 751603 and the website stevenagemotorcentre.co.uk for Stevenage Motor Centre. If you were given different contact details, use these to check with the firm before going any further.
Is Stevenage Motor Centre a scam or clone?
Stevenage Motor Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stevenage Motor Centre?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Stevenage Motor Centre handles your money, so check the specific product before you commit. You can also refer complaints about Stevenage Motor Centre to the Financial Ombudsman Service, free of charge.
Who owns Stevenage Motor Centre?
Companies House lists 2 people with significant control of Stevenage Motor Centre: Mr Michael James McCarthy (25–50% of shares) and Mr Marco Panico (25–50% of shares).
Who runs Stevenage Motor Centre?
Companies House lists 2 directors of Stevenage Motor Centre: Michael James McCarthy and Marco Panico.
How long has Stevenage Motor Centre been in business?
The company was formed on 29 August 2013, and has held its current FCA authorisation since March 2015.
What do Stevenage Motor Centre’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £478k (+6.4% from £449k) and cash at bank of £249k (+38% from £180k).
Does Stevenage Motor Centre use any other names?
It trades as SMC and SMC Letchworth.

Sources and links

The full report on Stevenage Motor Centre Limited

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