Stirling District Citizens Advice Bureau Limited

Reference number: 617483

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When stirlingcab.org.uk first appeared online, and whether it can receive email
  • What kind of line 01786 470239 is
  • Who else gives the postcode FK8 2DX
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The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
13 July 1990 (36 years old)
Registered office
Norman Macewan Centre, Cameronian Street, Stirling, FK8 2DX
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)

Directors and company secretaries

Name Role Born Appointed Other companies
Sophie Charlotte Wild Director Nov 1994 31 Aug 2021 None
Sarah Clark Director Jul 1976 14 May 2023 2 other companies
Joe Swindells Director Feb 1987 14 Jan 2024 None
Aileen Edwards Director Jul 1961 5 Jun 2024 None
Michael Watret Director Jul 1969 12 Jan 2025 None
Kenechi Nwagbo Director Dec 1979 26 Nov 2025 None
Ama Lawani (Dr) Director Nov 1976 26 Nov 2025 None
Steven Graham Director Jul 1968 19 Aug 2026 None

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 73 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2018Full accountsNot audited

Net assets

£168k

No earlier figure to compare

Cash at bank

£131k

No earlier figure to compare

Owed within a year

£12.2k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC126241. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Stirling District Citizens Advice Bureau’s history from the FCA register and Companies House, newest first.

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

1990

13 July 1990

  • Incorporated at Companies House

Companies House

In the full report: all 148 events

  • All 148 events in its history (4 shown here)
  • Every director appointment and resignation: 140
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Firms like Stirling District Citizens Advice Bureau

Other firms of the same type (debt advice or management), nearest first.

In the Falkirk (FK) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stirling District Citizens Advice Bureau

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 148 events in its history

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Frequently asked questions about this firm

Is Stirling District Citizens Advice Bureau Limited FCA authorised?
Yes, Stirling District Citizens Advice Bureau Limited (FRN 617483) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Stirling District Citizens Advice Bureau’s phone number and website?
The FCA register lists the phone number 01786 470239 and the website stirlingcab.org.uk for Stirling District Citizens Advice Bureau. If you were given different contact details, use these to check with the firm before going any further.
Is Stirling District Citizens Advice Bureau a scam or clone?
Stirling District Citizens Advice Bureau is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stirling District Citizens Advice Bureau?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Stirling District Citizens Advice Bureau handles your money, so check the specific product before you commit. You can also refer complaints about Stirling District Citizens Advice Bureau to the Financial Ombudsman Service, free of charge.
Who runs Stirling District Citizens Advice Bureau?
Companies House lists 8 directors of Stirling District Citizens Advice Bureau: Sophie Charlotte Wild, Sarah Clark, Joe Swindells, Aileen Edwards, Michael Watret, Kenechi Nwagbo and 2 more.
How long has Stirling District Citizens Advice Bureau been in business?
The company was formed on 13 July 1990, and has held its current FCA authorisation since April 2014.
What do Stirling District Citizens Advice Bureau’s latest accounts show?
Its latest accounts, to 31 March 2018, show net assets of £168k (no earlier figure to compare) and cash at bank of £131k (no earlier figure to compare).

Sources and links

The full report on Stirling District Citizens Advice Bureau Limited

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