Stone Mortgage Solutions Limited
Reference number: 772256
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 30 September 2025
Responsible principal firm
Quilter Financial Services Limited Reference number: 440703 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Stone Mortgage Solutions Limited (FRN 772256) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Stone Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Stone Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
4 Clevis Drive, South Woodham Ferrers, Chelmsford, Essex, CM3 5YT, United Kingdom
In the full report: 3 background checks
- When stonemortgagesolutions.co.uk first appeared online, and whether it can receive email
- What kind of line 07800 555381 is
- Who else gives the postcode CM3 5YT
Other names (1)
If you were contacted under any of these names, it is this firm.
- Lee Stone Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12218520 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 September 2019 (7 years old)
- Registered office
- 4 Clevis Drive, Chelmsford, Essex, CM3 5YT, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Lee Stone | Director | Dec 1981 | 20 Sep 2019 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£555
Down £190 from £745
Employees (average)
3
Same as 3
Owed within a year
£16.6k
+86% from £8,890
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12218520. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Stone Mortgage Solutions’s history from the FCA register and Companies House, newest first.
2024
8 November 2024
- Changed its registered name from "Lee Stone"
FCA register
2020
29 May 2020
- Changed its registered name from "Stone Mortgage Solutions Limited"
FCA register
2019
20 September 2019
- Incorporated at Companies House
- Lee Stone took control (75–100% of shares)
Companies House
2017
22 February 2017
- Became an appointed representative
FCA register
In the full report: all 8 events
- All 8 events in its history (5 shown here)
- Every director appointment and resignation: 1
Firms like Stone Mortgage Solutions
Other firms of the same type (insurance broker), nearest first.
In Chelmsford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Stone Mortgage Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 8 events in its history
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Frequently asked questions about this firm
Is Stone Mortgage Solutions Limited FCA authorised?
What does appointed representative mean for Stone Mortgage Solutions?
What is Stone Mortgage Solutions’ phone number and website?
Is Stone Mortgage Solutions a scam or clone?
Is my money safe with Stone Mortgage Solutions?
Who owns Stone Mortgage Solutions?
Who runs Stone Mortgage Solutions?
How long has Stone Mortgage Solutions been in business?
What do Stone Mortgage Solutions’ latest accounts show?
Does Stone Mortgage Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk