Stonefield Mortgages Ltd
Reference number: 1012624
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 December 2025
- One of its directors is also a director of a firm that is no longer authorised
Responsible principal firm
The Mortgage Hub Limited Reference number: 460207 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- STONEFIELD MORTGAGES LTD (FRN 1012624) is an AR of The Mortgage Hub Limited (FRN 460207). When you use STONEFIELD MORTGAGES's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from STONEFIELD MORTGAGES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Stonefield Estate Agents, 16A Beresford Terrace, Ayr, South Ayrshire, KA7 2EG, United Kingdom
In the full report: 3 background checks
- When stonefieldmortgages.com first appeared online, and whether it can receive email
- What kind of line 01292 432123 is
- Who else gives the postcode KA7 2EG
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Mortgage Hub Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC805785 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 April 2024 (2 years old)
- Registered office
- 16b Beresford Terrace, Ayr, Ayrshire, KA7 2EG, Scotland
- Nature of business
-
- Administration of financial markets (SIC 66110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Lynsey Morag Campbell | Director | May 1982 | 4 Apr 2024 | 3 other companies |
| Richard William Thomson | Director | Aug 1966 | 4 Apr 2024 | 3 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 2
- are FCA-registered
- 2
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register, including one no longer authorised
Filed accounts and finances
Net assets
£24.0k
Up £47.4k from −£23.4k
Owed within a year
£7,634
+511% from £1,249
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC805785. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Stonefield Mortgages’s history from the FCA register and Companies House, newest first.
2024
5 June 2024
- Became an appointed representative
FCA register
4 April 2024
- Incorporated at Companies House
- Stonefield (Group) Limited became a part-owner (25–50% of shares)
- The Mortgage Hub Limited became a part-owner (25–50% of shares)
- Lynsey Morag Campbell appointed as a director
- Richard William Thomson appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Stonefield Mortgages
Other FCA-listed firms that share a director, phone number or address with Stonefield Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- no longer authorised
- 1
- share a director
- 2
In the full report: all 3 connected firms, named
- How each is linked: shared directors (2), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Stonefield Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Ayr
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Stonefield Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details
- All 6 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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What is Stonefield Mortgages’ phone number and website?
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Who owns Stonefield Mortgages?
Who runs Stonefield Mortgages?
How long has Stonefield Mortgages been in business?
What do Stonefield Mortgages’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk