Stour Vale Finance Company Limited

Reference number: 670955

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When stourvale.co.uk first appeared online, and whether it can receive email
  • What kind of line 01384 483499 is
  • Who else gives the postcode DY5 3JA
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Stour Vale Trading name
  • stourvale.co.uk Trading name
  • Clover Car Finance Former trading name
  • clovercarfinance.co.uk Former trading name
  • Logbook Finance Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00709939
Company status
Active
Company type
Private limited company
Incorporated
7 December 1961 (64 years old)
Registered office
Commercial House, High Street, Brockmoor Brierley Hill, West Midlands, DY5 3JA
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Julia Tracey Edwards Director Mar 1968 29 Mar 1994 12 other companies
Alison Joanne Edwards Director Aug 1966 30 Dec 2014 11 other companies
Julia Tracey Edwards Secretary Not published 30 Dec 2004 12 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
1
run together
11

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 11 companies these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£1.22m

−2.1% from £1.24m

Owed within a year

£113k

+3.2% from £109k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00709939. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Stour Vale Finance Company’s history from the FCA register and Companies House, newest first.

Key events (4) All events (19)

2016

6 April 2016

  • C H L Holdings Limited took control (75–100% of shares)

Companies House

2015

29 October 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1961

7 December 1961

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Get the full report on Stour Vale Finance Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history

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Frequently asked questions about this firm

Is Stour Vale Finance Company Limited FCA authorised?
Yes, Stour Vale Finance Company Limited (FRN 670955) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015. The FCA has placed no limits on its permissions.
What is Stour Vale Finance Company’s phone number and website?
The FCA register lists the phone number 01384 483499 and the website stourvale.co.uk for Stour Vale Finance Company. If you were given different contact details, use these to check with the firm before going any further.
Is Stour Vale Finance Company a scam or clone?
Stour Vale Finance Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stour Vale Finance Company?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Stour Vale Finance Company handles your money, so check the specific product before you commit. You can also refer complaints about Stour Vale Finance Company to the Financial Ombudsman Service, free of charge.
Who owns Stour Vale Finance Company?
Stour Vale Finance Company is owned by C H L Holdings Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs Stour Vale Finance Company?
Companies House lists 2 directors of Stour Vale Finance Company: Julia Tracey Edwards and Alison Joanne Edwards.
How long has Stour Vale Finance Company been in business?
The company was formed on 7 December 1961, and has held its current FCA authorisation since October 2015.
What do Stour Vale Finance Company’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £1.22m (−2.1% from £1.24m).
Does Stour Vale Finance Company use any other names?
It trades as Stour Vale and stourvale.co.uk. It has previously used 3 other names: Clover Car Finance, clovercarfinance.co.uk and Logbook Finance.

Sources and links

The full report on Stour Vale Finance Company Limited

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