Streamline Car Finance Limited

Reference number: 988683

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When streamlinecarfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 968 3449 is
  • Who else gives the postcode M33 3HD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • STREAMLINE CAR SALES (MANCHESTER) Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14504140
Company status
Active
Company type
Private limited company
Incorporated
24 November 2022 (3 years old)
Registered office
Trinity House, 114 Northenden Road, Sale, M33 3HD, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
James Nicholas Phee Director Jan 1998 24 Nov 2022 1 other company
John Arthur Harvey Sutton Director Jul 1966 24 Nov 2022 9 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
5
are FCA-registered
2

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£4,171

Up £7,719 from −£3,548

Employees (average)

3

Same as 3

Owed within a year

£13.9k

−2.4% from £14.2k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14504140. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Streamline Car Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2023

28 April 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2022

24 November 2022

  • Incorporated at Companies House
  • James Nicholas Phee became a part-owner (25–50% of shares)
  • John Arthur Harvey Sutton became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Streamline Car Finance

Other FCA-listed firms that share a director, phone number or address with Streamline Car Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Streamline Car Finance

Other firms of the same type (car dealer), nearest first.

In Sale

Bridgewater Campers LtdSaleAuthorisedDucati Manchester LimitedSaleAuthorised

In the Manchester (M) postcode area

Tesla Motors LimitedManchesterAuthorisedAwesome Gti LimitedIrlamAuthorisedSuperbike Factory LimitedManchesterAuthorised118 Cars LtdManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Streamline Car Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 11 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Streamline Car Finance Limited FCA authorised?
Yes, Streamline Car Finance Limited (FRN 988683) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2023 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Streamline Car Finance’s phone number and website?
The FCA register lists the phone number 0161 968 3449 and the website streamlinecarfinance.co.uk for Streamline Car Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Streamline Car Finance a scam or clone?
Streamline Car Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Streamline Car Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Streamline Car Finance handles your money, so check the specific product before you commit. You can also refer complaints about Streamline Car Finance to the Financial Ombudsman Service, free of charge.
Who owns Streamline Car Finance?
Companies House lists 2 people with significant control of Streamline Car Finance: Mr John Arthur Harvey Sutton (25–50% of shares) and Mr James Nicholas Phee (25–50% of shares).
Who runs Streamline Car Finance?
Companies House lists 2 directors of Streamline Car Finance: James Nicholas Phee and John Arthur Harvey Sutton.
How long has Streamline Car Finance been in business?
The company was formed on 24 November 2022, and has held its current FCA authorisation since April 2023.
What do Streamline Car Finance’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £4,171 (up £7,719 from −£3,548).
Does Streamline Car Finance use any other names?
It trades as STREAMLINE CAR SALES (MANCHESTER).

Sources and links

The full report on Streamline Car Finance Limited

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