Student Loans Company Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 6 years
Protected through the principal
No FCA actions
Active company since 1989

Responsible principal firm

Cycle Solutions (Cycle to Work) Limited Reference number: 722968 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
STUDENT LOANS COMPANY LIMITED (FRN 936442) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not STUDENT LOANS COMPANY.
Example: if STUDENT LOANS COMPANY refers you to a financial adviser, the advice should come from the principal firm, not from STUDENT LOANS COMPANY itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
No phone number on the FCA register
Address

100 Bothwell Street, Glasgow, G2 7DJ, United Kingdom

In the full report: 1 background check

Who else gives the postcode G2 7DJ

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 02401034 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 5 July 1989 (37 years old)
Registered office: Memphis Building Lingfield Point, Mcmullen Road, Darlington, DL1 1RW, England
Nature of business: Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David Gordon Wallace	Director	Nov 1965	8 Jan 2019	9 other companies
Gary Edward Page	Director	Jun 1965	19 Oct 2020	5 other companies
Audrey Majella Mccoll	Director	Aug 1967	2 Aug 2021	None
Christopher James Larmer	Director	Jan 1970	28 Nov 2022	2 other companies
Natasha Toothill	Director	Feb 1968	1 Apr 2023	1 other company
Margaret Ollerenshaw	Director	Feb 1971	1 Oct 2024	None
Stephen Andrew Marston	Director	Jun 1961	1 Oct 2024	6 other companies
Amanda Beech	Director	Aug 1973	1 Oct 2024	None
Janette Anne Campbell	Director	Oct 1966	30 Oct 2024	None
Gary Stuart Womersley	Secretary	Not published	1 Dec 2015	–

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 23
closed down: 9
are FCA-registered: 6

In the full report: all 23 companies, named

What each company does, and whether it is still trading
Which of these 9 directors sit on each board, and since when
Any that went into liquidation or administration
The 6 on the FCA register, including 2 no longer authorised
All 65 people who have ever been directors, with their dates

Key dates in its history

Student Loans Company’s history from the FCA register and Companies House, newest first.

Key events (6) All events (123)

2020

15 October 2020

Became an introducer appointed representative

FCA register

2016

6 April 2016

Minister For The Economy, Northern Ireland gained significant control
Secretary Of State For Education took control (75–100% of shares)
The Scottish Ministers gained significant control
The Welsh Ministers gained significant control

Companies House

1989

5 July 1989

Incorporated at Companies House

Companies House

In the full report: all 123 events

All 123 events in its history (6 shown here)
Every director appointment and resignation: 117

Firms connected to Student Loans Company

Other FCA-listed firms that share a director, phone number or address with Student Loans Company. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 4
past links: 2

In the full report: all 4 connected firms, named

How each is linked: shared directors (4)
Who links each one: the named directors, with dates
2 past links through former directors

Get the full report on Student Loans Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

23 other companies its directors have run, named
1 background check on its contact details
All 123 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Student Loans Company Limited FCA authorised?

Student Loans Company Limited (FRN 936442) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Student Loans Company?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Student Loans Company Limited (FRN 936442) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Student Loans Company. Example: if Student Loans Company refers you to a financial adviser, the advice should come from the principal firm, not from Student Loans Company itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Is Student Loans Company a scam or clone?

Student Loans Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Student Loans Company?

Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for Student Loans Company's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Student Loans Company?

Companies House lists 4 people with significant control of Student Loans Company: Secretary Of State For Education (75–100% of shares), Minister For The Economy, Northern Ireland (significant influence or control), The Welsh Ministers (significant influence or control) and The Scottish Ministers (significant influence or control).

Who runs Student Loans Company?

Companies House lists 9 directors of Student Loans Company: David Gordon Wallace, Gary Edward Page, Audrey Majella McColl, Christopher James Larmer, Natasha Toothill, Margaret Ollerenshaw and 3 more.

How long has Student Loans Company been in business?

The company was formed on 5 July 1989.