Sturdy Edwards (Financial Services) Limited

Reference number: 190659

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sturdyedwards.co.uk first appeared online, and whether it can receive email
  • What kind of line 01342 313733 is, and the other firm that gives it
  • Who else gives the postcode RH19 1HA
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 March 1999 (27 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Life insurance (SIC 65110)
  • Pension funding (SIC 65300)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
David Richard Bone Director Apr 1978 1 Dec 2016 2 other companies
Paul Jonathan Clarke Director Sep 1964 1 Dec 2016 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Full accountsNot audited

Net assets

£349k

+5.4% from £331k

Cash at bank

£97.1k

−9.7% from £108k

Owed within a year

£67.9k

+2% from £66.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03730470. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sturdy Edwards (Financial Services)’s history from the FCA register and Companies House, newest first.

2016

1 December 2016

  • Board replaced: both directors left and 2 new directors took over

Companies House

6 April 2016

  • Sturdy Edwards Holdings Limited gave up control
  • Sturdy Edwards Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

5 November 1999

  • Regulated by the Personal Investment Authority from this date

FCA register

10 March 1999

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (8 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Sturdy Edwards (Financial Services)

Other FCA-listed firms that share a director, phone number or address with Sturdy Edwards (Financial Services). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Sturdy Edwards (Financial Services)

Other firms of the same type (financial adviser), nearest first.

In East Grinstead

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sturdy Edwards (Financial Services)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 24 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Sturdy Edwards (Financial Services) Limited FCA authorised?
Yes, Sturdy Edwards (Financial Services) Limited (FRN 190659) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Sturdy Edwards (Financial Services)’s phone number and website?
The FCA register lists the phone number 01342 313733 and the website sturdyedwards.co.uk for Sturdy Edwards (Financial Services). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Sturdy Edwards (Financial Services) a scam or clone?
Sturdy Edwards (Financial Services) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sturdy Edwards (Financial Services)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Sturdy Edwards (Financial Services) to the Financial Ombudsman Service, free of charge.
Who owns Sturdy Edwards (Financial Services)?
Sturdy Edwards (Financial Services) is owned by Sturdy Edwards Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Sturdy Edwards (Financial Services)?
Companies House lists 2 directors of Sturdy Edwards (Financial Services): David Richard Bone and Paul Jonathan Clarke.
How long has Sturdy Edwards (Financial Services) been in business?
The company was formed on 10 March 1999, and has held its current FCA authorisation since December 2001.
What do Sturdy Edwards (Financial Services)’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £349k (+5.4% from £331k) and cash at bank of £97.1k (−9.7% from £108k).

Sources and links

The full report on Sturdy Edwards (Financial Services) Limited

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